Whether the provident fund of the portfolio loan can be withdrawn.

After providing a provident fund portfolio loan, you can withdraw the provident fund account balance, but there is a prerequisite. Before withdrawing the provident fund account balance, the user must first pay off the provident fund loan part of the portfolio loan. Only by paying off After the provident fund loan amount is reached, the user can prepare the relevant information and go to the local housing provident fund management center to handle the withdrawal procedures.

The provident fund withdrawal process is as follows:

1. Go to the business hall of the housing provident fund center to get the "Housing Provident Fund Withdrawal Approval Form" (in one copy) and related withdrawal guides or log in to download the "Provide Fund Withdrawal Approval Form" Approval Form" (one copy) and understand the relevant policies on provident fund withdrawal under the service guide;

2. Bring the housing provident fund withdrawal approval form verified and filled out by the unit (need to be stamped with the official seal of the unit) and relevant withdrawal materials to the provident fund Review by the central business hall;

3. Those who meet the withdrawal conditions will be transferred to their own provident fund card after review by the business hall on the first floor of the provident fund center. If the transfer is to the unit's settlement account, the transfer will be issued by the provident fund handling bank the next day. Cheque.

To sum up, combination loans can be carried out. Before applying to the provident fund center, you should go to the trustee bank to consult on the specific handling of the provident fund loan package. Before signing the provident fund loan contract, you should apply to the trustee bank for a commercial loan in the provident fund portfolio loan. The trustee bank will confirm the commercial loan limit that can be issued.

Legal basis:

Article 24 of the "Housing Provident Fund Management Regulations"

If an employee has any of the following circumstances, he or she may withdraw funds from the employee housing provident fund account The storage balance of:

(1) Those who purchase, build, renovate or overhaul their own houses;

(2) Those who retire or retire;

(3) ) Completely loses the ability to work and terminates the labor relationship with the unit;

(4) Leaving the country to settle down; (5) Repaying the principal and interest of the house purchase loan;

(6) The rent exceeds the prescribed proportion of family wage income.