How much is a 400 provident fund loan for a month? If the monthly amount of the provident fund is 400 yuan, and the deposit time is 12 months, then the balance of your own provident fund account is 4,800 yuan. At this time, the balance of his provident fund account is less than 20,000 yuan. When applying for a loan, the maximum loan is 20 times of the account balance, calculated at 20,000 yuan. According to this standard, the maximum loan amount is 400,000. But in most cases, I can't apply for such a high amount of loan, and the loan amount depends on the transaction price of the house. I can apply for a commercial loan for the excess.
How long can the provident fund loan come down normally? Usually, it takes about fifteen working days to three months. If fewer people apply for provident fund loans, the waiting time may be shorter, and if there are many local provident fund applicants, it may be delayed for a while. It is best to wait until the application for provident fund is notified, and then solve other housing purchase procedures. The interest on provident fund loans is very cost-effective and low, so try to use provident fund loans, and commercial loans can be used for the insufficient part.
The above is the answer to the question about the loan amount of provident fund for buying houses in different places, which is about 200,000 to 6,543.8+0,000, depending on the region. For example, Hainan can borrow up to 654.38+0 million.