Shang Hui Bank is the first regional joint-stock commercial bank in China, which was jointly reorganized by city commercial banks and city credit cooperatives, and it is also the largest commercial bank in Central China. As Shang Hui Bank itself belongs to a local bank, the products of Express E-loan have geographical restrictions. It has always been an unpopular loan product and has been ignored by many users. If you are in the open area of your city, you will have the opportunity to try to apply for this product, and the payment rate is still very good. Specific application requirements are as follows:
1. The applicant must be between 22 and 60 years old, and be a natural person with good personal credit information and full civil capacity;
2. If you apply in Nanjing, you must pay the provident fund continuously for one year, and the monthly deposit amount needs to be above 600;
3. Finally, the borrower needs to have a debit card or credit card of Shanghui Bank in his name and have done business with Shang Hui Bank before.
At present, the loan amount of Shang Hui Bank Express E-loan is very high, reaching 300,000, and the service period ranges from 6 to 60. In terms of loan interest, the annual loan interest rate is about 5.868%, and the annual loan interest rate is about 6.408%. According to the user's feedback in the next paragraph, the review method of express e-loan is automatic system approval. In fact, there is no telephone callback for approval, so the approval results can generally be issued on the same day. The whole process is handled online without face-to-face signing. As long as the quota is issued, the next payment will basically stabilize.
Well, that's all the introduction of Shang Hui Bank's fast e-loan. Friends who meet the above conditions can go to the online bank to check the cities that have been opened and see if their areas can apply for fast e-loans. Remember, after the loan is successful, you must repay it on time as required to avoid leaving a stain on your credit.