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Hangzhou Bank decoration loan application process

Hangzhou Bank decoration loan application process

1. Fill in the personal housing decoration loan application form.

2. Provide valid documents and copies (resident ID card, household register and other valid residence documents).

3. Home decoration project contract.

4. Proof of economic income recognized by the bank.

5. Provide house ownership certificate or house sales contract or commercial housing pre-sale contract.

6. Mortgage guarantee information: list of mortgages, ownership certification documents (mortgage commitment letter from the property owner), and mortgage valuation report.

7. Wait for bank approval.