once I went to their office building, I had the illusion of entering the MLM venue. There are a lot of people. A large multimedia office is full. As soon as you enter, someone will ask you who introduced you, then let you download and register a software, and then do different levels of questions according to your education.
After that, an elder sister in her forties went up to give a lecture. At first, she described herself as miserable. The housewife had no income, and her family was facing changes. Later, she worked safely for four or five years, realized financial freedom, and the family often traveled. The popular point is her family history in Ping 'an, and the people present have a boiling passion. To tell the truth, I am also a little moved.
After the lecture, I hope you can join the company, and pretend to be a formality. There are several booths similar to expert consultation for you to consult, test your suitability according to your personality and hobbies, and then fill out various forms. In fact, you can go in, as long as you like, just to create a more formal and professional illusion for you.
after filling out the form, you will be asked to get a gift. It is said that your friend was introduced to buy it out of his own pocket.
Finally, someone similar to the director will talk to you about how good Ping An benefits are. If you work part-time, you only need to sign in in the morning, and there is no performance appraisal, and there is a guaranteed salary of 1,5 to 2,. Who is not tempted?
After that, I consulted an elder sister who had worked in Ping 'an for 15 years, and she told me never to listen to their bluff, never to into the pit.
Then there is no more
After that, I will flatly refuse such a busy job.
The safe routine is that friends bring friends in, relatives bring relatives in, and if you bring in a certain number of people, you can be promoted.
The above is my personal experience. Please don't spray if you are offended. Thank you.
my cousin dragged me to sell insurance, which almost turned into buying insurance. She said that she could get 1 yuan a month and go to a meeting for two hours every morning. She didn't need to do any performance, and she could also take the children. Then I'll go. (Later, I learned that she introduced a person and got a reward of several hundred dollars.)
Those who didn't have a certificate had to get an insurance qualification certificate first. Those classes were foggy, but there was a particularly clear feeling: insurance companies had 1, reasons to refuse to pay compensation.
The morning meeting every day is very happy, and the leaders reward outstanding staff generously. Hundreds of cash-filled red envelopes's eyes are red. The whole staff danced and grabbed the money, grasping it left and right, as if they were crazy, as if they had really put the money in their pockets.
After the certificate was issued, the manager said that if you want to make money, you have to make a bill. After telling us several key types of insurance, let's start with relatives and friends. The key points are that I haven't figured out these insurance myself. The manager said that you don't have to worry about these, just tell the customer as I said.
But he only said the benefits of insurance, and how much money can be paid if something goes wrong. There is no explanation of the exemption clause, and in many cases it is not compensated. How many times can the dividend insurance income be doubled? It is not said that this income is not fixed. If it is calculated according to the minimum income written in the contract, it is actually not much.
the manager said that we don't understand those critical illness insurance and medical insurance, so let's push the dividend insurance. He also taught us to draw cakes for customers according to the highest income, but what was really written into the contract was the guaranteed income, which was several times different. It was a bit like cheating, so I didn't sell it to others. A month is coming, and the manager said, then buy one yourself! It's always good to have a guarantee, and you can get a commission again.
I came here to work to make money, and I have to pay for insurance first? I haven't been brainwashed that badly. The manager asked me to introduce my relatives and friends to work, saying that there was a reward, but in case I was introduced, I didn't make any money, so I spent money first, and I was to blame then, so I didn't introduce them either. A month later, I left my job.
So many people say that they were cheated by insurance companies, and most of them were cheated by insurance brokers. Some of them really don't understand, just listen to what the company says and tell the customers what to say. Some are well aware, but in order to make money, they selectively hide it.
When buying insurance, you must understand the insurance clauses in the contract, which is also the core of the insurance contract and is related to future claims. Whether it is income, guarantee or exemption clause, the insurance clause will be clearly written. Don't listen to a few words from an insurance broker and get insured in a muddle.
in the case of limited budget, we should buy the security type first and then consider the financial management type. Don't believe the insurance broker who let you buy dividend insurance when you come up.
I have no experience of being dragged into insurance because I have my own stable job.
But here, I want to talk about how I was insured.
I once had an old classmate who kept friendship for many years. She has been engaged in insurance for more than 2 years. She is very inspirational and has a good performance. She is an absolute bully in the local insurance marketing field.
One year, this classmate called me and said that there was an insurance training. Just go and listen to the number, and you can buy it or not.
I went to listen to it. It introduced a three-year annuity insurance. At that time, I happened to have some spare money at hand, so I decided to give my classmates a venue to buy one.
but my financial strength is limited, so I can only choose to pay 2, yuan a year for three years. I told her repeatedly that I can only take out 6 thousand, and I can't do more.
my classmate agreed. The formalities were completed step by step, and the insurance policy was delivered soon. I looked through it, but I couldn't see anything, so I left it behind.
normal deduction in the first two years. In the third year, when the deduction was about to take place, I met my classmate because of other things. She said that it was just right to download an App for your mobile phone, so that you could check your insurance products.
Then I looked it up on this mobile phone software and was surprised to find that the annuity insurance I bought was for five years.
Call my classmate immediately and ask her what's going on.
at this time, my classmate changed the image of a shrewd insurance marketing expert and turned into a passer-by, completely unable to understand what I said. First, she said that she would check the training courseware of that year to see if the training was for 3 years or 5 years; I also vowed that this annuity insurance is only for 5 years and 1 years, and there is no 3-year period, which is my mistake.
I am speechless. I know in my heart that I have been beaten by my own classmates.
then I went to the insurance business hall to consult myself to see how much I could redeem from surrender, and the result was terrible.
after half a month, I was really angry when I thought about it. I called my classmate again. This time, my classmate plays the image of a good manager who is conscientious in serving customers. First, she expresses with a sense of superiority that she is busy attending the annual insurance meeting in other places. After listening to me repeat the previous situation, I suddenly woke up, and then I said with sadness that I should get back from other places immediately and tell me about it at my home against the insurance policy.
I really think she can toss and turn. Are you tired? It's such a simple thing. I want it for three years, and you gave it to me for five years. The reason may be to get more performance, or just to make a mistake.
it's nothing. it's already happened, and it's meaningless to pursue it.
the point is, is it so difficult for you to apologize to your customers realistically? !
I won't talk about what happened afterwards. I'm still paying this annuity insurance, but I won't buy any more insurance, because I really can't afford it.
hello! I'm Hai Qing. Is a business consulting teacher to help you solve your doubts.
I can answer your questions and tell you how to deal with this situation with my personal experience. thank you
it was March 212. I was in the gap of the project and had nothing to do. I was going to find a new company to work at that time. I remember that on Zhitong Talent Network and Zhuo Bo Online, I found that insurance companies were looking for assistant directors because they didn't understand the work. Just call your friends around you. One is the boss of the consulting industry. He said that it was fake. Just recruiting an insurance agent, to put it bluntly, a salesman. Based on this, I believe it. After all, he is a colleague and has friends who are doing insurance, and he knows more than me. In order to know the situation of this position more clearly. I called an insurance agent supervisor (post-promotion manager) who I haven't contacted for a long time. His surname is Zhang, and he works in No.75 Department of China Ping 'an Dongguan. Ask what this position is like.
she didn't say what it was. Just to tell you, if you want to know what the situation is, you can study in an advanced insurance company without spending your money. Just to see, after learning to be more clear. This is curiosity kills the cat. So, I came in to study in a daze and handed in a copy of my ID card and other materials. According to the arrangement, I attended the training in the Ping 'an Building in Nancheng District on March 12. I remember that at that time, those training teachers denied that what you had learned before was rubbish and wanted to learn with an empty cup. Later, when I thought about it, I realized that these guys were brainwashing in this way, either playing sad cards or playing face cards. In short, following them will become millionaires and multimillionaires, and even describe the car they bought with a loan as a full car. In an inappropriate way, the most dishonest and shameless thing in this society is insurance. After going deep into the interior, it was found that the insurance agent advertised himself as the boss and said that he was starting a business for himself. At that time, he became a salesman and got an agent certificate. In insurance companies, the most important thing is to compliment each other, and secondly, to pretend. Originally, I was down and out, borrowing money to live, and pretending to be a rich man, pulling people everywhere and pulling insurance policies. Since I entered the insurance company, I have to pay the bill. I didn't intend to pay the bill, so others hung the bill on my head to prevent me from falling. Considering that I really have no money, they said, you can do it part-time! At this time, I entered a leather factory as an assistant to the general manager, responsible for the module of personnel administration. When you made money, you lied to you again. The company was strictly in charge and had to work full-time. In this way, I gave up completely in February 213. The reason is that many salesmen don't even know the terms of the insurance policy, so they go to fool customers into buying insurance. The most common phrase they use to sell insurance is: exchange small money for big money. Risks are everywhere. As long as there is a risk, it will greatly amplify the risk. It makes you feel safe when you buy insurance. Therefore, if you want to break this game, there is only one trick. If you don't believe them, you won't spread the eagle when you see the rabbit, and they won't be able to take you. People who do insurance will fall out and become a member of hundreds of millions of people if they don't have a conscience.
it was in 26, and an acquaintance in a residential area asked me to take out insurance. I was laid off for two years at that time, so I asked him if he had a salary. He said: 6 yuan will guarantee the bottom for the first three months, and then we will see our own performance!
I think so. Idle is idle! He said he would go to Jingzhou next week to attend classes, eat and drink! (I was at a loss at that time, because at that time, many MLM people heard that they often attended classes! ) I have butterflies in my stomach and say I'll think about it! Ask why you have to go to the city to attend classes, and the county can! He was also very sensitive at that time, saying: at that time, classes will be suspended for beginners! Otherwise, you don't know anything about how to sell insurance, and it will definitely not be a pyramid scheme!
as soon as I said this, I refused at that time. I said thank you, no! There are other things to do, I don't have the ability to sell insurance, and I see insurance sellers: handing out leaflets and visiting! It's not for me to talk nonsense!
considering the background at that time, news reports about pyramid schemes were flying everywhere. We had a son who was a salesman in our community, but he was tricked into going to Guangdong for pyramid schemes and closed his house. He called home every day to ask for money, but he was still not fed. I went in person and somehow got it back! I'm afraid to think about it!
But in 1994, I bought insurance, children and old-age care! It all adds up to 12 yuan!
Dong Mingzhu said insurance in the previous video: smallpox when buying insurance! It's hard to find anyone if something happens!
personal experience, life insurance!
don't tell me, I really experienced it once! I was dragged to the insurance lecture by my classmates. In retrospect, isn't that the same as pyramid selling? Attend classes, do insurance, and attract people. Fantastic.
It was 1996, the second year of my first job. At that time, I was still living in a single dormitory. I had nothing to do after a rest on Saturday. My classmates woke me up at five o'clock in the morning and said that I was going to the provincial capital to play. There was no need to take the train directly. It was convenient and I would come back at night. It was nothing to think about. Let's go and play together. So I went by bus with him. When I went outside, I saw that it was a CMB, and many people were already sitting inside. Soon I got on the bus and started off. I stopped and stopped. At last, I picked up several people in the city, and finally I was filled with a car. About 2 people arrived in the provincial capital in two and a half hours. At about 8 o'clock, we got in front of a building and got off. Our classmates led us to the building, turned left and right and came to the Li Ge conference room, which was full of chairs and sat a lot. Later, I went out to play, but I went in and listened to the free lunch at noon all morning, and then I came again in the afternoon. I was very excited, and someone under me kept interacting, went up to give a speech and said how to make money. Until 3: 3 in the afternoon, I was basically in a daze, and I didn't listen to anything at all. Seeing them performing, I laughed again. When I got back to the car, a car full of people gave speeches one by one. It was ridiculous to think about it. They talked about it with me. I shirked my sleepiness and ignored them. Until the destination, they performed happily all the way, and I basically slept.
This classmate resigned one year later and took out insurance. He also asked me to help make up his performance and bought an insurance policy. I had to, but I haven't returned it yet! It will take another year. Later, this person also ran around, did everything, and finally failed to engage in small businesses. Recently, I heard that he was engaged in insurance again, and he often advertised in a circle of friends. I basically didn't watch it and would never buy it again. Bye!
when I first came to Changzhou, I was anxious to find a job because my life was uncertain at that time. On the 58th, I saw that China Life wanted after-sales service staff, thinking that I had been in sales for many years, and it was ok to deal with people, so I applied! After a week's training, many seemingly successful insurance managers shared their successful experiences and their current income. The people present were full of passion, and the more they tried, the more they felt that they had found the road to success. After the training, they divided the districts. On the first day of work, everyone paid a deposit of 5 yuan, and then they were formally grouped. Each group trained themselves and began to tell us about the products, how good and perfect they were. Originally, they didn't do any after-sales service, but they had to run orders without billing for a month. Teach us to kill, push, sweep and visit, etc. It is really impossible to buy an insurance for our family first, and we can also become a full member and get a commission, so that our family can also use this seemingly perfect insurance! A little girl and I offered to quit on the spot. We came to do after-sales service, not to sell insurance. We were told that we could resign, but the deposit could not be refunded at that time. We had to apply at the designated place to refund it! I left to find the next job first, and went to ask them for a refund during the break. The last time I went, I was either in charge of it or the leader didn't approve all kinds of rhetoric, which dragged on for more than three months. The last time I went, I said that I didn't apply for my resignation, and I had to wait for another three months. I was angry and pointed at the woman. Later, their leader came and promised to give it back to me, but I still had to wait for a few days. I said that within a few days. <