Fixed assets loans that meet the following specific conditions are called project financing: loans are usually used to build one or a group of large-scale production facilities, infrastructure, real estate projects or other projects, including refinancing of projects under construction or already built; The borrower is usually an enterprise or institution legal person specially established for the construction, operation or financing of the project; The borrower is an existing enterprise or institution legal person mainly engaged in project construction, operation or financing; The source of repayment funds mainly depends on the sales income, subsidy income or other income generated by the project, and generally does not have other repayment sources.