At present, the benchmark "annual interest rate" for individual (RMB) loans of 0- 1 year (including 1 year) announced by the People's Bank of China is 4.35%; The benchmark annual interest rate for 1-5 years (including 5 years) is 4.75%; The five-year benchmark "annual interest rate" is 4.9%

. The loan interest rate you actually applied for is determined after comprehensive examination and approval by the handling bank. You can refer to it