The loan is 700,000 yuan and the mortgage is 30 years. According to the current bank interest rate of 65,438+0.35%, the results are as follows:

1, repayment method of equal principal and interest:

The total loan is 700,000 yuan.

Repayment months: 360 months

The monthly repayment is 3930.72 yuan.

A total interest of 7 15057.60 yuan was paid.

Total principal and interest 14 15057.60 yuan.

2, the average capital repayment method:

The total loan is 700,000 yuan.

Repayment months: 360 months

The repayment in the first month is 5094.44 yuan.

Decreasing monthly: 8.75 yuan

Total interest paid is 568,575.00 yuan.

Total principal and interest 1268575.00 yuan.

The loan is 700,000 yuan and the mortgage is 30 years. According to the current bank interest rate of 65,438+0.35%, the results are as follows:

1, repayment method of equal principal and interest:

The total loan is 700,000 yuan.

Repayment months: 360 months

The monthly repayment is 3930.72 yuan.

A total interest of 7 15057.60 yuan was paid.

Total principal and interest 14 15057.60 yuan.

2, the average capital repayment method:

The total loan is 700,000 yuan.

Repayment months: 360 months

The repayment in the first month is 5094.44 yuan.

Decreasing monthly: 8.75 yuan

Total interest paid is 568,575.00 yuan.

Total principal and interest 1268575.00 yuan.