Photovoltaic loan is a credit policy issued by the central bank to encourage the development of emerging industries, requiring all banking institutions to support the development of photovoltaic industry. Photovoltaic loans are also an important form to support the development of photovoltaic poverty alleviation and a good thing for the country to reduce the economic burden of poor households. Therefore, photovoltaic loans are an important measure for local banks to implement central bank policies, and photovoltaic loans are absolutely correct. Not all enterprises can do photovoltaic loan business. Because the loan business in this area needs strict examination by banks, it can be said that it is far more comprehensive, professional and strict than users think. Only local enterprises with certain strength and good reputation can pass the examination of banks and undertake local photovoltaic loan business.

I. Photovoltaic loan business

As an investor and partner of the power station, Photovoltaic Headline recommended a photovoltaic service provider, Zhejiang Carbon Silver, to cooperate with many suppliers to provide power station supply and marketing, survey, installation and design. Power plant EPC business covers Zhejiang, Shandong, Jiangsu and other 10 provinces, more than 200 districts and counties. In cooperation with ICBC, the longest photovoltaic loan in Zhejiang can reach 8 years, with an annual interest rate of 3.3% and a maximum loan of 6.5438+0.5 million yuan.

Second, photovoltaic loans are the same as ordinary loans.

Users have certain risks, but the risk model is different. The risk of photovoltaic loan lies in photovoltaic power generation itself. Photovoltaic power generation needs to be standardized step by step from design to equipment selection and installation, to grid connection, operation and maintenance, and to the strength level of installation enterprises. A slight negligence will lead to risks. For users, we must first choose a powerful installation company. There is no uniform standard here.

To sum up, more and more users choose photovoltaic loans to install their own photovoltaic power plants for their own use, and the remaining electricity is sold to the whole country after being connected to the Internet. This new loan can really help those users who want to install photovoltaic power plants but have no start-up funds. For users, they should not only dare to choose photovoltaic loans, but also keep their eyes open, choose photovoltaic loans correctly, invest rationally and increase their income.