1. Contact the platform immediately: get in touch with the lending platform, explain the situation to it and ask it to explain why the funds have not arrived. Provide all relevant evidence and transaction records so that they can investigate the problem.
2. Report for the record: report the case to the local public security organ or network police department, describe the situation of the defrauded loan in detail, and submit relevant evidence. This will help the police to investigate and provide a legal basis for recovering losses in the future.
3. Retain evidence: Keep all evidence related to the loan, including application, contract, repayment record, etc. These materials will play an important role in recovering losses or handling disputes.
4. Seek legal aid: If necessary, please consult a lawyer to understand your rights and interests and coping strategies. They can help you assess the situation, formulate appropriate legal actions and provide legal guidance.
Summary:
The first step is to contact the lending platform in time to explain the situation. Then, report the case and provide all relevant evidence to the police. In addition, keep all documents related to the loan for future use when recovering losses or handling disputes. If necessary, consult a lawyer for professional legal assistance.
Extended data:
-Pay attention to protecting personal information: When contacting the lending platform, be careful not to disclose personal privacy and sensitive information, so as not to get into more trouble.
-Understand relevant laws and regulations: Article 264 of China's Criminal Law clearly stipulates the criminal responsibility of online fraud, which may be an important basis for you to recover your losses according to the situation.
-Precautions: Avoid borrowing from unknown sources or unauthorized lending platforms. When choosing an online lending platform, you should choose a platform with a legal business license and carefully read and understand the relevant contract terms.