For those who buy Australian real estate, the use may be divided into their own residence or both. If they live by themselves, the experience of buying a house in Australia is particularly important, and more factors need to be considered. How to buy a satisfactory self-occupied house in Australia.
1. Location
At present, the important consideration is the location, which is the distance from the things that are indispensable to life-work, friends, family, places that you often visit or want to visit.
when planning the purchase budget, the bus cost and mortgage repayment amount are also two important considerations. For example, do you need to buy a second car if the house is far from your work place? What impact will buying a new car have on the family budget?
you must pay attention to your lifestyle. If you are a coffee lover, there is no reason to choose a house far from the coffee shop; If you like seaside life, there is no reason to choose a house far from the beach.
Second, the price
The first issue is the house purchased with the funds within the budget. Today, the house is in line with your affordability, and with the increase of salary, your burden will be easier (assuming the interest rate remains stable).
the way to calculate affordability is to ask the bank for help, and at the same time, you can ask the mortgage broker for other suggestions to help you find the ideal deal.
Third, facilities
Public transportation: For people who need to go out to work, reliable public transportation facilities are very important. Walking distance to bus stop, tram stop, ferry pier or railway station is not only convenient, but also a good selling point if you live in a major city.
if you like to drive to work every day, the nearby public transport facilities may not attract you, but convenience is still a benefit (and beneficial to the global environment).
shops: this refers not only to butchers, but also to cafes and restaurants. Compared with 2 years ago, people pay more attention to the delicious food brought by cafes and restaurants today.
walking to King St (Sydney) in Newtown, Lygon St (Melbourne) in Carlton or The Parade (Adelaide) in Norwood is like a lucky card. If you like to buy local ingredients, it is more ideal to be near the fresh market. Know your own needs and choose the right facilities.
medical care: to make you healthy, the nearby medical equipment will be able to provide you with protection. If you or your family are very concerned about health, timely medical support is even more important. If you already have children or plan to organize your own family, the nearby property is very suitable for you, because you will take thousands of trips to pick up your children.
It is an ideal distance to walk to your children's school. If your children are already in their teens, it is very helpful to choose a highly sought-after campus to live in.
Fourth, the need to keep pace with the times
If you have chosen a place to live and don't plan to move again in a short time, then you should consider whether the current accommodation conditions can match the lifestyle that keeps pace with the times.
is there enough room to expand the bedroom, living room or bathroom?
if you have a family planning or organize a large family, is there enough living space in your house?
is there more than one parking space? Are apartments enough or do you need a house with open space?
Although no one can exactly need it, the first self-occupied house needs to meet expectations and plans, especially when you have found a suitable one.
5. Keep abreast of market information
How do you know when it is a good time to buy a house? A simple way is to pay attention to when the property is not suitable for sale.
The advantage of lower prices and the loss of confidence in the real estate market is that buyers can have more bargaining space. When the pace of the market slows down and the atmosphere is cold, it is a good time to step out of home ownership.