2. Call the loan bank for telephone inquiry: telephone inquiry is more convenient. Users can call the bank's manual customer service phone directly, and enter the relevant ID number for inquiry according to the voice broadcast;
3. Go to the business hall of the loan bank for inquiry: If users are not used to the above two methods, they can also go directly to the banking outlets for inquiry. When viewing, users need to bring their personal ID cards and related certificates, so that the staff can help users to view them.
The above is how to check the loan related content.
Will the loan be approved?
The loan approval may not pass. Whether you apply for bank loans or online loans, you need approval. Users should note that the approval of the loan does not mean that users can get a loan of 100%. In most cases, the average user has passed the loan approval and entered the loan review. Even if the loan application is approved, it won't take long to sign the loan contract and get the loan. Therefore, the approval may not pass, and the system depends on whether the borrower's credit evaluation standard meets the loan approval requirements. If it does not meet the requirements, it will be rejected. Therefore, everything is subject to the approval results.
Does loan approval affect credit reporting?
The loan review has no negative impact on personal credit information, which is a neutral record, because it only represents the user's previous loan application and cannot reflect the user's personal credit. If the user checks the personal credit report and suddenly finds a loan review record, don't worry, you can recall whether you have applied for a loan before, or entered the application page by mistake, or have been promoted by some banking personnel. This operation is likely to leave a loan audit record, indicating that the user has authorized to apply for a loan before, but it does not indicate whether the loan application is successful, so it will not have any adverse impact on personal credit information. Naturally, although this is a neutral record, it is not good to record too much. Therefore, as long as you are careful not to apply for loans frequently in your daily life, the loan review will not affect your personal credit information. This article is mainly about how to check the relevant knowledge points of loans, and the content is for reference only.