1, benchmark interest rate: 1, annual interest rate 1.5%, annual interest rate 2. 1%, annual interest rate 2.75%;

2. Bank of China: 1 annual interest rate 1.75%, 2-year interest rate 2.25%, 3-year interest rate 2.75%, 5-year interest rate 2.75%;

3. China Construction Bank: 1 annual interest rate 1.75%, 2-year interest rate 2.25%, 3-year interest rate 2.75%, 5-year interest rate 2.75%;

4. ICBC: 1 annual interest rate 1.75%, 2-year interest rate 2.25%, 3-year interest rate 2.75%, 5-year interest rate 2.75%;

5. Agricultural Bank: 1 annual interest rate 1.75%, 2-year interest rate 2.25%, 3-year interest rate 2.75%, 5-year interest rate 2.75%;

6. Postal Savings Bank: 1 annual interest rate 1.78%, 2-year interest rate 2.25%, 3-year interest rate 2.75%, 5-year interest rate 2.75%;

7. Bank of Communications: 1 annual interest rate 1.75%, 2-year interest rate 2.25%, 3-year interest rate 2.75%, 5-year interest rate 2.75%;

8. China Merchants Bank: 1 annual interest rate 1.75%, 2-year interest rate 2.25%, 3-year interest rate 2.75%, 5-year interest rate 2.75%;

9. Bank of Shanghai: 1 annual interest rate 1.95%, 2-year interest rate 2.4%, 3-year interest rate 2.75%, 5-year interest rate 2.75%;

10, China Everbright Bank: 1 The annual interest rate is 1.95%, the annual interest rate for 2 years is 2.4 1%, the annual interest rate for 3 years is 2.75%, and the annual interest rate for 5 years is 3%;

1 1, Shanghai Pudong Development Bank: 1 annual interest rate 1.95%, annual interest rate 2.4%, annual interest rate 2.8%, annual interest rate 2.8%.

12, Ping An Bank: 1 annual interest rate 1.95%, 2-year interest rate 2.5%, 3-year interest rate 2.8%, 5-year interest rate 2.8%;

13, Bank of Ningbo: 1 2%, 2.4%, 3.8%, 5.25% per annum;

14, CITIC Bank: 1 annual interest rate 1.95%, 2-year interest rate 2.3%, 3-year interest rate 2.75%, 5-year interest rate 2.75%;

15, Minsheng Bank: 1 annual interest rate 1.95%, 2-year interest rate 2.35%, 3-year interest rate 2.8%, 5-year interest rate 2.8%;

16, Guangfa Bank: 1 annual interest rate 1.95%, 2-year interest rate 2.4%, 3-year interest rate 3. 1%, 5-year interest rate 3.2%;

17, Huaxia Bank: 1 annual interest rate 1.95%, 2 annual interest rate 2.4%, 3 annual interest rate 3. 1%, 5 annual interest rate 3.2%;

18, Industrial Bank: 1 annual interest rate 1.95%, 2-year interest rate 2.75%, 3-year interest rate 3.2%, 5-year interest rate 3.2%;

19, Bank of Beijing: 1 annual interest rate is 1.95%, 2-year interest rate is 2.5%, 3-year interest rate is 3. 15%, and 5-year interest rate is 3.15%;

20. Jilin Bank: 1 annual interest rate 1.95%, 2-year interest rate 2.52%, 3-year interest rate 3.3%, 5-year interest rate 3.6%;

2 1, Bank of Dongguan: 1 The annual interest rates are 2.025%, 2.52%, 3.025% and 5.25%;

22. Bank of Nanjing: 1 annual interest rate 1.9%, 2-year interest rate 2.52%, 3-year interest rate 3. 15%, 5-year interest rate 3.3%;

23. Jiangsu Bank: 1 annual interest rate 1.92%, 2 annual interest rate 2.52%, 3 annual interest rate 3. 1%, 5 annual interest rate 3.15%;

24. Qilu Bank: 1 The annual interest rate is 1.875%, the annual interest rate is 2.52% for 2 years, 3.3% for 3 years and 3.6% for 5 years;

25. Bank of Shang Hui: 1 annual interest rate 1.95%, 2-year interest rate 2.5%, 3-year interest rate 3.25%, 5-year interest rate 3.25%;

26. Bank of Hebei: 1 2.25% annual interest rate, 2.73% annual interest rate, 3.3% annual interest rate and 3.3% annual interest rate in 5 years;

27. Changsha Bank: 1 annual interest rates of 2.025%, 2.835%, 3.575% and 5.705%;

28.Xi 'an Bank: 1 annual interest rate of 2.025%, 2.52%, 3.3% and 5.6%;

29. Chongqing Bank: 1 2% annual interest rate, 2.52% annual interest rate, 3.3% annual interest rate and 4.3% annual interest rate in 5 years;

30. Hankou Bank: 1 2.25% annual interest rate, 2.8% annual interest rate, 3.25% annual interest rate and 3.75% annual interest rate in 5 years;

3 1, Straits Bank: 1 annual interest rate 2. 1%, 2 annual interest rate 2.9%, 3 annual interest rate 3.85%, 5 annual interest rate 4%;

32. Longjiang Bank: 1 annual interest rate 1.95%, 2-year interest rate 2.73%, 3-year interest rate 3.575% and 5-year interest rate 3.9%.

2. What is the bank mortgage interest rate in 2022?

The mortgage interest rate is the housing provident fund loan interest rate: 1-5 interest rate 2.75%, 6-30 interest rate 3.25%; The benchmark interest rate of commercial bank loans: 1, 4.35%, 1-3, 4.75%, 3-5, 4.75%, 6-25, 4.90%. Generally speaking, mortgage loan is "mortgage", and mortgage interest rate is divided into provident fund loan interest rate and commercial loan interest rate. At present, the mortgage interest rate is as follows:

Housing provident fund loan interest rate

Year: 1-5, annual interest rate: 2.75%

Duration: 6-30 years, annual interest rate: 3.25%.

Benchmark interest rate of commercial bank loans

Year: 1 annual interest rate: 4.35%

Year: 1-3, annual interest rate: 4.75%

Term: 3-5 years, annual interest rate: 4.75%.

Duration: 6-25 years, annual interest rate: 4.90%.

3. What's the interest on the mortgage loan of China Bank? ?

I. Loan interest rate:

Annual interest rate of the project (%)

I. Short-term loans

Within one year (including one year) 4.35

Second, medium and long-term loans

One to five years (including five years) 4.75

More than five years 4.90

III. Annual interest rate of provident fund loans%

Less than five years (including five years) 2.75

More than five years 3.25

According to the regulations of the People's Bank of China, the loan interest rates of various banks can float freely at present, so the loan interest rates of various loans of various banks will be different, and the interest required for loans will be more or less.

Two. Conditions for applying for bank loan business:

1, 18 to 65 years old natural person;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information, no bad records, and legal use of the loan;

5. Meet other conditions stipulated by the bank.

If you meet the above conditions, you can apply for a loan business at a local bank.

4. What's the interest on the mortgage loan of China Bank? ?

Expand all interest rate calculation formulas

Average capital 1 month interest rate) loan term /[( 1 month interest rate) loan term.

(1) The interest rate conversion formula for RMB business is (note: common for deposits and loans):

1. daily interest rate (0/000)= annual interest rate (%)÷30

2. Monthly interest rate (‰) = annual interest rate (%)÷ 12

Calculate interest by transaction interest method.

1. Accumulate the account balance daily according to the actual number of days, and multiply the accumulated product by the daily interest rate to calculate the interest. The interest-bearing formula is:

Interest = cumulative interest-bearing product × daily interest rate, where cumulative interest-bearing product = total daily balance.

2. Formula interest = principal × interest rate × loan term. Interest is calculated on a lump sum basis.