The loan interest rate of 202 1 Chongqing is 73%. In February of 2002165438, the interest rate of the first home loan of some banks was reduced from 78% to 73% (down by 5 basis points), so the interest rate of Chongqing merchants' mortgage in February of 20021was 73%. Interest rate refers to the ratio of the amount of interest to the amount of borrowed funds, that is, the principal, in a certain period of time.