I suggest that you don't borrow money to buy a car ~ ~ Because cars are consumables ~ They will increase in value in the future ~ Plus, you need to keep a car every year ~ ~ If you bought a new car yesterday and want to sell it today, your price will be greatly reduced ~ It's not too late to consider buying real estate, funds and other products.

2. What is the process of buying a car loan and opening a work certificate?

You need to issue an income certificate, and your company needs to do it for you, proving how many years you have worked in this company, why your education is, and how much is your monthly income. Then write down the year, month and day below, and then affix the company seal, which is the official seal. You need to indicate the full name, address and contact number of the company, with the name of the referee on it, because the bank will verify it, and that's basically it.

3. Do you need the company's income certificate to buy a car with a loan?

A loan to buy a car requires the unit to provide proof of income. Buying a car with a loan is also a mortgage. The borrower pays part of the down payment first, and the lender pays the rest to the car buyer in installments.

Application materials required for mortgage car purchase:

1, original ID card, residence booklet or other valid proof of residence, and provide its copy;

2. Proof of occupation and economic income;

3 car purchase agreement, contract or letter of intent signed with the dealer;

4. Other documents required by the Cooperation Organization.

The income proof of extended data work needs to include the following information:

1, name

2. Identification number

3. Entry time

Step 4: Location

5. Average monthly income

Then write "company seal" and date in the lower right corner, and affix the company seal. Note that the date should be stamped on the seal.

The specific steps are as follows:

1. The employee applies to the Human Resources Department for an income certificate, stating the organization and specific purpose for which the income certificate is applicable.

2. The Human Resources Department will issue the income certificate according to the company's income certificate template, and affix the official seal, which can be the official seal of the enterprise or the special seal for understanding. The income certificate generally includes the employee's name, employment date, position, ID number, company contact information, the purpose of the income certificate and other information.