In order to measure whether the customer has the ability to repay the loan.

When you apply for money to spend on the Duxiaoman Financial APP, the system will give you a specific limit based on your comprehensive evaluation. The final limit is subject to the approval results. There is no manual intervention. The comprehensive evaluation depends on your It is related to your credit, professional income, loan and repayment status, liabilities, etc.

Generally speaking, the better your overall situation is, the higher the amount of money you can get. However, the amount of money you can spend is not fixed. The system will re-evaluate your overall situation from time to time and may increase, decrease or even cancel your amount based on the evaluation results. The comprehensive assessment includes your age, job industry, income, credit report, etc., and cannot be manually intervened. For users who meet the quota increase conditions, the system will automatically complete the quota increase or push the quota increase entrance.

Youqianhua is a credit service brand under Duxiaoman Financial. It has launched different loan products for individual consumers and small and micro business owners. When there is a need for borrowing, users can directly use the Duxiaoman Financial APP. Apply for a money-to-spend loan. Many people have had the experience of borrowing money when they have money, and it helps users temporarily solve the problem of lack of funds.