First of all, you must have registered with the local labor and social security department for unemployment. If you plan to engage in self-employment, or do small business, you can apply for a small secured loan. The relevant provisions are as follows: the amount of the loan applied for is 20,000 yuan to 50,000 yuan; In the case of partnership, the maximum is 6.5438+10,000 yuan, calculated at 20,000 yuan per person. The loan term is generally 1 year, and the longest is no more than 2 years. You can renew it when it expires. After the loan expires, graduates who repay the loan on schedule and meet the prescribed conditions can apply for loan discount directly to the county (city) and district employment management service agencies, and after examination, the financial department will give 50% discount. Graduates applying for small secured loans should apply to the social security agency in the street (township) where their household registration is located for loan qualification identification, fill in the qualification identification form for small secured loans, and provide their ID card and photocopy, household registration book and photocopy, unemployment registration certificate and photocopy, feasibility and benefit evaluation report of entrepreneurial projects, relevant collateral and third-party guarantee certificate and other credentials.