If it meets the requirements, it will be easier to handle and pass. Generally speaking, the loans of joint-stock commercial banks are easier to handle and the amount is higher. If the conditions are good, you can choose four major banks, and the interest rate is relatively low. If the loan is used for special consumption, you can choose the loan of consumption type. For example, the monthly interest rate of renovation loans of the four major banks is less than 0.3, which is still relatively favorable. However, I suggest you go to Lv Qing, the WeChat applet? Lvlv has 99% bank loan products on the market, so it is easy to compare all kinds of loans.

2. Which bank is the easiest for Chengdu to audit first-hand houses through provident fund loans?

Whether the first-hand housing can be a provident fund loan must first be confirmed by the developer. Not every new house can get a provident fund loan.

Provident fund loans are audited by the provident fund center, not banks. The specific loan bank is designated by the provident fund center. You care about which banks are useless. The loan interest rate is uniformly stipulated, and there is no difference.

3. Has the decoration loan of Sichuan Tianfu Bank been approved?

Sichuan Tianfu bank decoration loan, providing real estate license is very convenient, formal contract to buy a house without real estate license can be done, ID card can also be handled.

I have five years of social security in Chengdu. Can I borrow 20 thousand yuan from the bank?

You can't rely on social security loans, because lending institutions can't judge their repayment ability, and they won't lend easily without ensuring whether the loans can be recovered smoothly.

Conditions for going to the bank for a loan:

1. 18-65 citizens with China nationality (excluding Hong Kong, Macao and Taiwan residents).

2. Work and live locally

3. The employees of the current unit are officially registered and have worked for 6 months (having social security accumulation fund is conducive to loans).

4, white households can operate and must pay more than 3000 yuan (social security and provident fund must be the same).

5. Punch salary every month

6, good credit (not even three tired six years)

Materials required for loan from the bank:

1. First, you must have a valid personal identity document, provide a household registration book, and have full civil capacity;

2. Have a stable job and a good income. If you receive your salary through bank transfer, you need to submit the running proof of your recent salary card;

3. Unmarried persons shall submit the unmarried certificate, and married persons shall submit the relevant materials of their spouses and family members, and prepare all kinds of materials required for the loan;

3 structure;

4. The bank examines the qualifications of the lender;

5. Approved