Basically not. Applying for a loan platform generally depends on the user's credit report or big data report. If there is a platform that lends money directly without looking at credit information or qualifications, users should be careful whether it is compliant.
Applying for a loan on an informal platform can easily lead to personal information disclosure and financial loss, so it is not recommended to operate. If the user's credit status is not good, it can be improved first. Most platforms only look at the records of the past six months or the past year. As long as there is no overdue or continuous accumulation, it is better to apply, such as the following products.
1. Yi Xianghua: It is a credit loan product, with a loan amount of 300,000-200,000, a loan term of 6- 12 months, and it can be received in 10 minute at the earliest. Users need to be 22-55 years old and can operate by providing ID card, mobile phone number and binding savings card.
2. 58 Easy Loan: It belongs to 58 Finance and is an old product that has been on the line for a long time. The applicant is between 22 and 50 years old, with good credit information and stable income. This product has the characteristics of fast loan, and it only takes 30 seconds to get the account at the earliest.
The above contents are for reference only, and we don't make any loan suggestions. Online lending is risky, so choose carefully!
I suggest you use Xiaoman Finance (formerly Baidu Finance) to make a loan. The borrower only needs to provide the second-generation ID card and bank card, and the age must be between 18-55. The approval is very fast, as long as 30 seconds at the earliest and 3 minutes at the earliest. The maximum loan is 200,000 yuan, and the minimum daily interest rate is 0.02%.
Xiaoman-Money spent (second batch) Click online measurement.
Reminder: Try to withdraw cash in full after the quota is issued, because risk control is dynamic. It is not enough to borrow money now. If there is demand, it is best to withdraw it in full. Support early settlement of repayment after the first installment.
Many people don't have enough money to spend. You can try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict! 360 IOU is a financial service under 360 antivirus software, and music in installments is owned by Lexin. Both companies are big companies.
360 IOUs for the maximum loan of 200,000 yuan!
Click online measurement
Staging music can be borrowed up to 50 thousand!
Click online measurement