1. To register the real estate mortgage, the following documents shall be submitted to the registration authority:

(1) Application for real estate mortgage registration;

(2) the identity certificate or legal person qualification certificate of the mortgagor;

(3) mortgage contract;

(4) State-owned land use certificate, house ownership certificate or real estate certificate;

(5) Documents and evidential materials that can prove that the mortgagor has the right to establish mortgage;

(6) Information that can prove the value of the mortgaged real estate;

(7) Other documents deemed necessary by the registration authority.

2. Accept the application:

Examining whether the documents submitted by the applicant are true and complete; If the application documents do not meet the requirements, they will not be accepted; If the application documents meet the requirements, they shall be accepted, the application number shall be given and the documents received, the date of acceptance and the number shall be indicated on the receipt;

3. The registration authority finds out the real estate right to apply for transfer registration from the real estate register;

4. Registration:

(1) If mortgage registration is granted, a special seal for mortgage shall be affixed to the certificate of real estate ownership, and the mortgage situation shall be recorded in the real estate register. The mortgage record shall include the name, area, value, mortgage amount and mortgage term of the mortgagor and mortgagee and the mortgaged property.

(2) When purchasing real estate mortgage in advance, a special seal for mortgage shall be affixed to the sales contract.

5. Certification fee;

6, filing, according to the provisions of the establishment of land and real estate registration files.

Legal basis: Article 397 of the Civil Code of People's Republic of China (PRC).

Where a building is mortgaged, the right to use the construction land occupied by the building shall be mortgaged together. Where the right to use construction land is mortgaged, the buildings on the land shall be mortgaged together.

If the mortgagor fails to jointly mortgage in accordance with the provisions of the preceding paragraph, the mortgaged property shall be regarded as joint mortgage.

Article 398

The right to use the construction land of township enterprises shall not be mortgaged separately. Where buildings such as factories of township enterprises are mortgaged, the right to use the construction land occupied by them shall be mortgaged together.