Customers choose their own loan products according to their own loan needs and apply to the Postal Savings Bank.

Two: verify the submitted materials.

Audit materials include: (1) micro-loan application form; (2) The original and photocopy of my valid identity certificate; (3) proof that I have a permanent residence in the local area or have lived for one year; (4) Other materials required for handling loans; (5) Marriage certificate or marriage certificate.

(Note: The materials to be audited for merchant loans include: (1) the original and photocopy of the business license that has passed the annual inspection; Engaged in franchising, it shall also provide the original and photocopy of the business license of the relevant administrative department; (2) Property right certificate or lease contract of the business premises. )

Third, make a loan application form for customers.

After the Postal Savings Bank has passed the examination, it will print the loan application form for users, and users should fill it out truthfully.

Four: Both parties sign the contract.

After submitting the application form, the Postal Savings Bank signed a purse contract with the lender, stipulating the loan interest rate, term and repayment method.

V: Issuing loans

After signing the contract, the borrower can wait for the loan.