1, CCB express e loan

CCB has many loan products. Fast loans include financing e-loans, pledge loans, car e-loans, car e-loans, and fast e-loans. The lowest threshold is fast e-loan. As long as you do business in CCB (such as saving money, buying wealth management, buying government bonds, funds, loans, paying wages, etc.). ), have the opportunity to obtain the quota, with a term of one year and the quota of 1 000 yuan.

2. Recruit good loans

A credit loan product with automatic approval and quick payment, a pure credit loan under Zhaolian Finance, can be repaid in installments with a term of 3, 6, 12, 24 and an amount of 20,000-50,000.

3. CITIC Credit Seconds Loan

Mainly through the bank's internal system, the user's qualification and credit are automatically checked. Eligible users can get a loan of up to 300,000 yuan, which is suitable for office workers. The term is divided into 1 month, 3 months, 6 months and 12 months, which can pay interest on a monthly basis, repay the principal at one time, and also support early repayment and repayment with borrowing.

The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so choose carefully!

Before, I also needed business turnover. I have used several microfinance products. The first one I applied for was a small amount of money (formerly Baidu Finance), which was just 10W (the maximum platform support was 20W), and the interest rate was very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them are put forward and divided into 12 periods.

Baidu Finance is a regular licensed consumer finance company, and the application process and the whole process of receipt do not require any fees.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

Spend a little money-pay special attention if you have money:

1. Take out the money as soon as possible after spending the money, because the money may become invalid after a long time.

2. At present, it's best to withdraw cash in full, because I read other people's posts that if the withdrawal is too small, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process, and at least 60% is safer.

Anyway, Baidu Finance supports free prepayment. If it is not needed in a few months, you can choose to settle in advance. It doesn't matter to us how long the interest will last. Make sure to mention it first.

My second application was 360 IOUs. After all, they are all big platforms, so I applied first. The amount is 5.5W, and the interest is almost the same as the money spent.

360 IOUs, with a maximum loan of 200,000!

Click online measurement

There is also a trick to applying for 360. After simply filling in the information at first, the amount that comes out is only a basic amount, such as 5000, 1W5, etc. If you feel that the amount is not enough, you can apply for a privileged loan directly without withdrawing cash. This is a lot of money. As long as you have the basic quota, the privileged loan will definitely pass, and the quota will be greatly increased. The privileged loan supports 24 periods. My basic quota is 9000 yuan, which is 5.5W after upgrading the privileged loan.

The third is that Ping An Bank can borrow up to 500,000 yuan in new loans (fast loans)! 0 mortgage 0 guarantee: no guarantee is needed, only personal credit is needed, and the application threshold is low: you can apply for a monthly income of more than 4,000 yuan (provident fund, mortgage, and insurance policy are all available).

Ping An Xin Yi Dai Click Online Measurement