Legal analysis: Whether the loan needs the signature of family members depends on the specific situation. All loans after marriage require the signature of the spouse. Unless the loan is notarized, it has nothing to do with the husband and wife's life, and one of the husband and wife does not have to bear the repayment responsibility, the other party can not sign. Otherwise, it is considered that the husband and wife are in the same debt and need to be signed by both parties. The following property acquired by the husband and wife during the marriage relationship is the common property of the husband and wife and belongs to the husband and wife:

1, salary, bonus and labor remuneration;

2. Income from production, operation and investment;

3. Intellectual property income;

4. Inherited or donated property;

5. Other property that should be owned by * * *.

Legal basis: Article 1062 of the Civil Code of People's Republic of China (PRC), the following property acquired by husband and wife during the marriage relationship is the common property of husband and wife and belongs to them:

(1) Wages, bonuses and remuneration for labor services;

(2) Income from production, operation and investment;

(3) Income from intellectual property rights;

(4) Inherited or donated property, except as provided for in Item 3 of Article 1063 of this Law;

(five) other property that should be owned by * * *.

Husband and wife have equal rights to dispose of the same property.