1, the owner of the enterprise has the ownership of the net assets of the enterprise, but the creditor does not.
2. The owner of the enterprise has the right to distribute the after-tax profits according to the capital invested in the enterprise. Owners' equity is the main basis for an enterprise to distribute its after-tax net profit, and creditors have no right to distribute enterprise profits except for receiving dividends according to regulations. The owner of the enterprise has the right to exercise the right to operate the enterprise, or authorize the operator to exercise the right to operate. But creditors have no right to operate and manage.
3. The owner's investment can be used continuously for a long time in the course of operation. Enterprises do not need to return funds to investors. Debt must be returned to creditors in time, which becomes the burden of enterprises.
4. The owner of the enterprise bears unlimited or limited liability for the debts and losses of the enterprise, and the creditor has nothing to do with other debts of the enterprise, and generally does not bear the losses of the enterprise.
5. The amount of enterprise owners' equity depends on the measurement of assets and liabilities, while the measurement of creditors' equity depends on economic transactions or transactions.
Extended data:
Creditors refer to lenders and suppliers of banks and other financial institutions. They either lend money to the company or provide the company with stock materials and equipment. As creditors, they are most concerned about whether they can get the principal and interest of the loan and whether they can receive the payment in time.
Creditors mainly refer to those who pay in advance and have the right to ask the other party to become the subject of rights of specific acts. They refer to those institutions and individuals that provide enterprises with repayable financing, including those who provide loans to enterprises (loan creditors) and those who provide short-term financing in the form of selling goods or services (commercial creditors).
Lenders are most concerned about the security of creditor's rights, including the recovery of due loans and the payment of interest. Therefore, they need to know the profitability and cash flow of the enterprise, and whether there are other loans that need to be repaid due.
Baidu Encyclopedia-Entrepreneurs (referring to business owners)
Baidu encyclopedia-creditors