Being a loan intermediary is generally legal.

However, intermediaries must be established in accordance with the law and are financial information intermediary companies that specialize in lending information intermediary business activities.

Lending information intermediaries provide information services to borrowers and lenders in accordance with the principles of law, integrity, voluntariness, and fairness, safeguard the legitimate rights and interests of lenders and borrowers, and are not allowed to provide credit enhancement services, directly or indirectly When collecting funds, no illegal fundraising is allowed and no harm is done to national interests and public interests. As long as their behavior violates the relevant content of the intermediary management regulations, the loan intermediary will still be punished as illegal.