We need three-year reports, nearly three to six-month reports, a set of company procedures, capital verification reports, articles of association, bank flow, inventory details, major customer contacts, sales contracts, sales documents, and so on. Mainly depends on the strength of the company, such as whether there are fixed assets and housing? Cars? Warehouse? And whether the data on the report can meet the loan.

What is important in the report is whether the asset-liability ratio is within the control range, the current ratio, the quick ratio and the operating ability. You can refer to the loan report template, search online, or find it on Taobao.

2. What are the bank loan conditions of Minsheng Bank?

Minsheng Bank can only apply for a loan if it meets the following conditions. Minsheng Bank loan conditions:

1, income requirements: the monthly income after tax is more than 5,000 yuan, and it is necessary to provide bank running water;

2. Working years: more than 3 years, paying social security.

Application materials:

1, ID card;

2. Chinese identity card;

3. Income certificate issued by the company (seal);

4. Wage bank flow sheet;

5, more than 3 years experience;

6. Recent residential water, electricity and coal bills.

3. What are the conditions for Minsheng Bank loan?

General bank loans need the following conditions, such as unsecured.

Application conditions:

1, with China nationality (excluding Hong Kong, Macao and Taiwan residents)

2, have a monthly punch card salary, work and live locally.

3. At present, the company has officially registered employees who have worked for 6 months.

4. Monthly income of general loans 10- 15 times.

5. White households must pay more than 3,000 yuan (social security and provident fund must be the same) or enterprises, institutions and civil servants have no social security and provident fund.

4. What are the conditions for Minsheng Bank loan?

Hello, due to different loan types and different requirements, I suggest you contact the counter and provide your specific loan purpose to help you inquire.