The repayment period can be changed in the middle of the mortgage, such as ten to twenty years. This usually requires consultation with lending institutions and conforms to their relevant policies and requirements. You can apply to the lending institution, clearly explain the reasons and needs for changing the repayment period, and provide relevant financial status and repayment ability certificates. Lending institutions will evaluate and make decisions according to the actual situation. It should be noted that the lender can decide whether to agree to change the repayment period according to the borrower's credit history, financial situation and market conditions.

In addition, if you want to query your online loan big data report, you can use the "Zhiyi Big Data" platform to query. In the big data report, you can learn important data such as your credit rating score and whether there is a blacklist. Through these data, you can better understand your credit status and make more wise choices in financial decisions.