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Can I use domestic UnionPay cards for atm machines in Indonesia?
Yes, CITIBANK, HSBC, BCA Central Asia Bank, Mandiri Bank, Sinarmas Bank and other banks can do it.

In addition, UnionPay cards can also be used in duty-free merchants, restaurants, hotels and spas.

There is no need to pay 1%-2% currency conversion fee when using UnionPay cards abroad or spending or withdrawing money through UnionPay network. The local currency amount will be directly converted into RMB amount according to the market exchange rate, and the card-issuing bank will immediately enter the cardholder's RMB account. Debit card ATM withdrawal, the handling fee is relatively low, and there is no need to apply for a new card. Almost all bank cards with UnionPay logo used daily in China can be used in Indonesia. All merchants can choose UnionPay network to accept double identification cards.