2. If it is mainly for repayment of provident fund loans, it can also be withdrawn within 24 months after repayment, but it should be noted that there can be no outstanding hedging repayment business when withdrawing.
3. In addition to mortgage repayment, there are actually many kinds of withdrawals. As long as the withdrawal conditions are met, the money in the provident fund account can always be withdrawn.
What procedures do you need to pay off the loan and get the real estate license?
1, the simplest case is that the original title certificate has been mortgaged in the bank. If this is the case, if the buyer has already repaid the loan, or repaid the loan in advance, and wants to return the insurance, he needs to contact the bank in advance. The bank will tell the buyer when to go through the relevant formalities. Different banks have different specific requirements, but general banks will require buyers to bring ID cards, collateral credentials, loan contracts, copies of insurance policies and invoices.
2. After the buyer settles at the bank at the appointed time, he will receive the repayment voucher, and the bank will also return the original title certificate, the original sales contract and the original insurance policy to the buyer. In this way, buyers can get back their real estate license, which has nothing to do with the bank.
3. However, due to the different operating regulations of different banks and different branches, some branches do not require that the original title certificate must be placed in the bank, only mortgage registration is required, and buyers can apply for the mortgage registration mark with the title certificate. If this is the case, after the buyer has repaid the loan, in addition to repeating the above steps, he has to go through the formalities of canceling the mortgage registration.
4. After the buyer completes the settlement formalities with the bank, the bank will personally or entrust a lawyer engaged in mortgage registration to contact the State Administration of Land and Housing with jurisdiction to cancel the mortgage registration with the buyer. Different housing authorities have different requirements. In addition to all the above documents, buyers also need to bring the repayment certificate issued by the bank.