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Changsha Bank Small and Micro Enterprise Loan: Enjoy Loan
1. Loan object

Enjoy the loan for individual industrial and commercial households, small and micro enterprises and small and micro business owners.

2. Loan amount

The minimum loan amount of Easy Access Loan is 6,543,800 yuan, and the maximum loan amount is 6,543,800 yuan.

3. Term of the loan

The loan period of Easy Access Loan ranges from 3 months to 24 months. Special industry loans can last up to 36 months.

4. Expected annualized interest rate of the loan

Enjoy the loan with a fixed expected annualized interest rate, and do not charge any fees other than interest. The expected annualized monthly interest rate of the loan is about 1%.

5. Lending time

The audit efficiency of Easy Access Loan is high, and it only takes 2-5 working days from application to lending. Every link of the loan will be processed within a limited time.

Generally speaking, Easy Loan is a good loan for small and micro enterprises, with no mortgage and flexible guarantee. The information is simple and there is no need to provide financial statements. Moreover, the expected annualized interest rate of the loan is very low, and the expected annualized interest rate per month is only 1%. There is no extra cost, and the loan can be released within 2 working days at the earliest.