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My home belongs to the relocated house, with 16 floors, 120 square meters. Now that the property right certificate has not come down, Yinchuan's guarantee company or individual can borrow money!
Hello, at present, the personal loan department at the counter of the local China Merchants Bank can accept your loan application, but you need to provide your personal information to determine whether you can finally apply for a loan. If you have a loan demand at present, you can try to contact the personal loan department at the nearest counter of China Merchants Bank to provide your personal information and learn more.

Application materials generally required for applying for a loan:

1. Identity information: ID card, military officer's card, etc. ;

2. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc. ;

3. Use certificate: the original property right certificate of the purchased property, the purchase contract, the purchase contract, and the down payment receipt confirmed by the seller (if the transaction funds are supervised, the supervision fund entry certificate is enough);

4. Proof of repayment ability.

If you need to provide other information about the loan, the handling bank will inform you in time, or you can confirm these information in detail through the handling bank when applying for the loan.

The maximum loan/credit line shall not exceed 70% of the mortgaged value of the purchased property, and shall comply with the relevant regulations of the regulatory authorities and banks. If the policies of the regulatory authorities are adjusted, it shall be implemented according to the relevant regulations of the Bank and the regulatory authorities. For specific information about the corresponding amount of the loan, you can also confirm it in detail through the counter personal loan department when applying through the counter personal loan department.

If you have any questions or comments, please log on to online customer service /cmu/icslogin.aspx? from = B& amp; Logincmu=0 for consultation, and we will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank!