Application materials generally required for applying for a loan:
1. Identity information: ID card, military officer's card, etc. ;
2. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc. ;
3. Use certificate: the original property right certificate of the purchased property, the purchase contract, the purchase contract, and the down payment receipt confirmed by the seller (if the transaction funds are supervised, the supervision fund entry certificate is enough);
4. Proof of repayment ability.
If you need to provide other information about the loan, the handling bank will inform you in time, or you can confirm these information in detail through the handling bank when applying for the loan.
The maximum loan/credit line shall not exceed 70% of the mortgaged value of the purchased property, and shall comply with the relevant regulations of the regulatory authorities and banks. If the policies of the regulatory authorities are adjusted, it shall be implemented according to the relevant regulations of the Bank and the regulatory authorities. For specific information about the corresponding amount of the loan, you can also confirm it in detail through the counter personal loan department when applying through the counter personal loan department.
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