Current location - Loan Platform Complete Network - Loan consultation - It was paid back for three months, and the car left after three days overdue. I negotiated with the loan company and transferred it to me with 10000. Now I'm not paying it back?
It was paid back for three months, and the car left after three days overdue. I negotiated with the loan company and transferred it to me with 10000. Now I'm not paying it back?
Master Liu of Taiyuan bought a Toyota Prado in jiancaoping district Hongsheng used car market in Taiyuan last April. He made a down payment of 280,000 yuan, leaving 6.5438+0.4 million yuan. He found a company named Hu Ba (Shenzhen) Financial Leasing Co., Ltd. to make an installment loan.

After the loan comes down, the vehicle registration certificate is directly taken away by Platform 58 as the mortgage certificate. After the vehicle arrived at home and got the driving license, Master Liu drove the car home. He calculated that he had to pay back a loan of more than 5,000 yuan a month, so he wanted to rent out the car from a friend's car rental company and earn about 8,000 yuan a month, so that he could not only pay back the loan, but also earn some income.

In the first three months of renting a car, Master Liu successfully received the rent, but in the fourth month, the rent was delayed and the repayment was stopped. It was not until September this year that he turned to official website for help through 12 123, only to find that his name had become an empty account, and the second-hand Prado file had been taken away by the vehicle management office.

I can't contact the taxi driver and I can't find a car. At this time, he remembered that the vehicle registration certificate had been mortgaged in (Shenzhen) Financial Leasing Co., Ltd. After contacting, the other party told Master Liu that the company had disposed of the car because he failed to repay the loan within the time limit, and said, "Whoever paid the balance will leave with the registration certificate."

Hu Ba (Shenzhen) Financing Leasing Co., Ltd.

This practice

Is it reasonable and legal?

Source: City 1 10