Let me talk about my point of view first. First, let's look at the IT industry. Who are the people who want to make millions a year?
a regular army
1: Senior engineers from major manufacturers usually make achievements in a certain field and can be independent, with an annual salary of more than 5 years.
2. Have their own products, and have successfully transformed from technical geeks to management, waving flags for their products and integrating into the technology+marketing compound entrepreneurs in the market economy.
Irregular forces:
Engaged in gray marginal industries. It's easy to earn millions these years. Because their products are not very replaceable, products determine the market.
Of course, there are many other channels, which will not be explained here. If you are interested, you can communicate privately.
Let's talk about it from the following two aspects. It's not difficult for IT industry to earn millions a year now.
Programmers after 1: 80 are gradually becoming the pillar of the company. These people are honest and mature, and there are not so many opportunities for 90,000 latecomers.
If the old one doesn't leave, the new one will break down. I am also a post-80s programmer. When we just graduated, which IT job was easy to find and which one was really worth counting money? The competition now is not generally fierce.
2. The maturity of technology is getting higher and higher. Previous programmers were called pioneers, and many things were not available. They are all their own research, but it's different now.
Many things have been opened by large foreign companies. When you do something now, you often just look at which framework you choose and use some other people's technology.
Put them together and start adding, deleting, modifying and doing business. This is similar to an assembly line and is highly replaceable. If you don't want to do it, someone will do it.
In the gray area, the road gets narrower and narrower. On the one hand, the technology upgrade of big factories is very fast, and technical confrontation can make your hair turn white overnight.
With the gradual improvement of national laws, the risks are also high, and many people choose to leave directly. The perfection of the law means that there are not many social work resources available, and many things can't be done.
For the financial industry, it is easier to make an annual salary of one million. After all, when dealing with money, sometimes one customer is enough.
So what does finance mean?
The scope of the financial industry is very wide. Let me list some industries.
Banks, loans, insurance, guarantees, credit business, funds, stocks, futures, digital currency, and so on.
Look at any of these industries, and you can see how profitable it is without me.
The state focuses on cracking down on economic and financial crimes every year. There are a series of economic cases every year, but there may be only a few typical cases in the computer field.
Similarly, the financial industry is divided into normal and abnormal situations. We won't describe the abnormal situation in detail, but mainly talk about the normal situation.
The financial industry is an absolutely high-paying industry, but it is not easy for anyone to want high technology. What really determines whether you get a high salary is a person's comprehensive quality.
In fact, not everyone is suitable for finance.
First of all, the starting point is relatively high. First of all, education is the basic threshold for entering finance. The basic condition for recruiting financial interns such as brokers/funds is postgraduate education.
It must also be a well-known institution such as 985/2 1 1. In the financial circle, students from prestigious schools are more attractive and pay more attention to their origins. Fuck it. For those who come from a good family, they have an inherent advantage.
The financial industry pays more attention to education and resources. If you have neither,
Of course, there are also some low-end positions, such as sales and front desk, and there are still many positions suitable for undergraduates.
Back to the question and answer topic, if you have neither resources nor education, and you think you can do it yourself, how can you earn millions a year?
First of all, don't think about fund managers and investment managers in BCD. This has nothing to do with you.
Low-key and practical, modest and eager to learn, willing to endure hardships, when you have enough resources, you will have the opportunity to enter the core position of the financial circle.
For ordinary students, finance is a good way to set foot on the fast lane and quickly rush to the middle class.
There is a view that the rich second generation will have an advantage and completely crush ordinary people. I don't agree with this.
It is possible to pull deposits and do insurance sales, which are completely dependent on resources.
Others need high imagination, absolute high IQ and stress resistance, so the rich second generation may not have an advantage.
So you can't lose confidence. As long as you have enough resources, you can do it easily.
So how to enrich your own resources?
Now is the Internet age, which may be regarded as a relatively fair arena for ordinary people.
If you are doing offline business, you will know how unfair it is, so thank the Internet as a platform.
Let me give you an example for reference. A real example of a non-financial industry engaged in the financial industry for over a million years is very practical for your reference.
Background of the above case
My friend is a non-financial college student. A few years after graduation, I went to an offline store and opened a shop to do business. My credit card is almost 654.38+0 million.
I have been doing business with others for many years 1. When I closed down, there were only a few stools left, bearing millions of debts and being crushed in front of me.
As long as you have a chance to pay off your debts, you will never start a business, settle down and find a job to live.
In fact, to tell the truth, I admire my friend's entrepreneurial spirit in my heart and have the courage to invest millions to be an entity.
Later, he came to me and mentioned that he wanted to do finance. I was shocked at that time. If a boy is not in the financial industry, ask him what finance is.
He said that he had a relative who worked as a counter clerk in a bank, recommended him to do credit business, helped enterprises to do loan business, and then drew a certain handling fee from him.
It can be done all over the country. When I heard the news, I said it was easy to do and it was an opportunity.
I gave him a detailed analysis and planning:
First of all, the market has eliminated huge and rigid demand.
Small and medium-sized enterprises have few social resources, and relatively small-scale enterprises, workshops, individual industrial and commercial households and other small and medium-sized enterprises have little scale and benefit.
If there is an abnormal operation, the risk that the loan cannot be recovered is high, and many banks are reluctant to lend to small and micro enterprises.
A bank is also an enterprise. As long as the enterprise has the purpose of commercial profit, only profit can survive.
Then it will develop, or the bank will fail one day.
For banks, they are more willing to lend money to big companies with lower risks.
At the national level, the government held a meeting and took a number of measures to solve the financing problem of private enterprises.
Increase support for private enterprises, small and micro enterprises, and effectively treat all types of ownership enterprises such as state-owned enterprises and private enterprises equally.
It is necessary to broaden financing channels and expand the scope of qualified collateral for medium-term lending facilities from a single small and micro enterprise loan with a credit of 5 million yuan or less to 6,543,800 yuan.
Part of the credit scale of large enterprises is used to increase loans for small and micro enterprises. Innovating financing tools and deepening the reform of multi-level capital market,
Support more small and micro enterprises to carry out equity and bond financing.
Who should the loan be granted to?
Although the national level requires loan support for small and medium-sized enterprises, it is another matter to implement it at the specific level.
It is difficult for small and medium-sized enterprises to borrow from banks, and the loan amount is insufficient!
Under normal circumstances, under abnormal circumstances: I wonder if you have heard such a sentence? Banks can't lend money. You should go to the president's wife.
There is no shortage of demand, policy support and operating space, so I think this is a good project.
Next, I planned this marketing channel for him.
I designed two channels for him:
1: sales channels, specific operation methods, let me briefly explain.
Get the main telephone numbers of enterprises with credit needs, and then communicate by telephone one by one. Terms need to be prepared to express customers' concerns.
Possible problems are sorted into a complete document. Telephone communication one by one, met with the door closed, or customers covered their phones, all kinds of blows.
It's customary. In the first month, I made nearly 3000 phone calls. There are also some achievements, including three customers and more than 2 million credit lines.
The profit is similar, close to 654.38+ million.
(Off-topic: How to get the phone number of the business owner with credit demand? This naturally has channels. This is a gray area, and the number is 2 yuan.
As long as you have a channel, you can buy from the primary channel, and the thief is accurate.
2. The Internet was widely spread, and all kinds of partners with resources and strength were sought to promote this project together. Later, this line also produced results.
Through the internet channel, he met many business owners, some of whom don't need credit business, but others are bosses.
If you need a loan business, recommend it to him.
Internet operation, I provided him with a professional tool developed by myself.
Each platform has laid its own resource drainage matrix in large quantities. It integrates common functions such as mass private messages and mass reports.
In this project, my friend met many entrepreneurs. This example is a simple example of realizing the financial industry.
Many people understand that the financial industry is to run a company and throw money out with laughter. This is called finance.
In fact, I think there are many classifications in the financial industry. There are also many types of jobs. Capable people are getting richer every day.
If your financial products are combined with the characteristics of the Internet, a new idea will come out. Compared with the rich second generation, how much do you think his advantage is greater than yours?
So different thinking determines your way out.
The picture above shows a financial practitioner with a crooked idea. The layman looks at the excitement, and the expert looks at the way.
Financial cases like this often cost hundreds of millions of dollars.
Many people say, don't confuse this rubbish with finance, they don't deserve it.
In fact, you must be able to do a project of hundreds of millions. You can't afford it without a financial professional.
The comprehensive utilization of various resources is also very clever and can be realized.
Therefore, the financial industry is very profitable, depending on which way you take and how many resources you have. In the Internet age,
How much resources you have will determine how much development you have in the future.
When you have resources, the annual salary of 654.38+00,000 is very easy. Resources are the key, and the financial industry is developing smoothly.
You will find that you make money by fooling around, eating, drinking and having fun.