Product Name: Good Person Loan
Product background: Wangxin Bank is a private bank approved by China Banking Regulatory Commission and the third Internet bank in China. It is a bank initiated by shareholders such as New Hope Group, Xiaomi and Hongqi Chain. Wang Xin Bank launched a good person loan, with a credit of 500,000 yuan.
Audit conditions: sesame credit score, personal credit information, work, assets, liabilities, etc. need to be inquired.
Application process:
1, WeChat official account pays attention to "New Network Bank".
2. Enter the menu bar of WeChat official account, select "Good People Loan" and click "Receive Quota".
3. Register and log in, and improve personal information according to the process.
4. Submit for approval and wait for approval and loan.
The above is the basic situation of good people's loan products, which is similar to online business loans. It may be clearer to compare them:
In fact, for us, there is not much difference between the two products. The quota of these two products for most people is 10000-300000, and the daily interest rate is between three ten thousandths and five ten thousandths, which is also a low interest rate.
In addition to the above comparison, there are differences between the two:
1, the loan object is different.
The two may be slightly different. Online business loan: an exclusive loan product specially designed for small and micro enterprises and entrepreneurs. If an individual wants to apply, it will take some time. Good person loan: Literally, it can be understood as a loan product for well-qualified individuals. As long as you want to apply, you can try it directly without invitation and openness.
2. The stages are different in length.
Online loans are only 12, that is, the longest use time is one year, while good loans have many choices: 3, 6, 12, 24, 36, 60, and the longest use time can reach five years.
3. The review time is different.
Online merchant loans, through big data analysis, directly send the initial amount to you. Like flower buds, as long as you want to use them, you can apply with one click, and you don't need to submit various materials and materials for review. It is very convenient to use.
Good loan, it doesn't have such a user base (maybe in the future). When applying, you need to fill in personal basic information for review. After the audit, I will know if I am qualified and what the quota is. However, the review time is not long, only about 3 minutes, and it won't waste your money.