Loans overdue's imprisonment is personal and not caused by the bank, so the lender should try to repay as soon as possible. Imprisonment is a criminal punishment, and repayment of loans is a civil responsibility. The two have separate responsibilities and do not interfere with each other, and will not be exempted from civil liability because of imprisonment. Loans overdue will not be sentenced to jail for prosecution, but he will probably be sentenced for refusing to carry out the law during the execution. Because of prison, that's what loans overdue should do.

What should I do if the letter of credit expires?

1. Timely settlement of loans: When an individual is found to have borrowed from loans overdue, the borrowed loans should be settled immediately first. If it is settled within the loan repayment buffer period, it will generally not affect the personal credit record;

2. Actively communicate with the staff: after all overdue loans are settled, the lender needs to actively communicate with the staff of the lending institution, indicating the overdue status and reasons, indicating that it is unintentional overdue and requires leniency;

3. Cultivate good habits: If the bad personal credit record cannot be deleted, the lender needs to use the credit loan again and repay it on time. Generally, after five years, credit status can be automatically updated.

This article is mainly about how to deal with loans overdue's knowledge in prison, and the content is for reference only.