First of all, there is no fixed statement on the evaluation time of microfinance. The system will judge the current user according to his usage and decide whether to judge the current user again. In addition, the re-evaluation of the system does not necessarily increase the loan amount of microfinance, mainly based on the comprehensive score of users.
Second, borrow many times and repay on time: for users with high frequency of use and good repayment record, the system will undoubtedly give priority to evaluating candidates.
Third, increase the proof of repayment ability: if we use WeChat to repay credit cards and generate related living expenses, such as water, electricity, gas and broadband fees. Every record of timely repayment will improve the system's judgment on the borrower's repayment ability.
Fourth, increase the proof of financial resources: If you often use the WeChat transfer service and buy related wealth management products, then individuals will have a fixed amount of funds in the WeChat account, which will help increase their comprehensive score.
5. Spend more on WeChat: We usually use the sweep payment function of WeChat, and at the same time use the third-party services in WeChat, such as Didi Chuxing, Meituan Takeaway, mobike, etc. Let the system know that you are an active user with high spending power, so that the system will naturally shorten your evaluation time and increase your loan amount.
At present, the government has not indicated whether the assessment time is fixed, so we don't know how often. In fact, you can also shorten the evaluation time through a series of methods, such as borrowing or repaying many times, or increasing your repayment ability, and proving your property, and using WeChat more for consumption, so that you can increase the quota and shorten the evaluation over time.