Yonghui Xiaohui Pay can repay by binding a bank card through the APP. Yonghui Financial, a subsidiary of Yonghui Supermarket, launched a credit payment product Xiaohui Pay in a low-key manner. Yonghui Xiaohui Pay is similar to the supermarket version of Huabei and belongs to the Small Loan Co., Ltd. After opening, users can pay at Yonghui Supermarket and Wanquan Mall. Spend first and then repay. It cannot expire after use, otherwise penalty interest will be incurred. When opening Xiaohui Pay, users also need to open a WeBank account simultaneously.

1. Xiaohui Pay is a credit payment product launched by Yonghui Financial, a subsidiary of Yonghui Supermarket

Hui Supermarket first established a financial services division in August 2015. This was also a period of rapid rise of consumer finance in user countries, but today, Yonghui Financial has experienced a 4-year golden period of consumer finance. Xiaohui pays a maximum credit limit of 50,000 yuan. Different users receive different credit limits. There is a 35-day interest-free period after use. Something to note. If it expires after use. Then the overdue records will be uploaded to the credit reporting center. Leading to poor personal credit.

2. Required precautions

However, it will not affect the limit of WeBank Weili Loan when it is activated. To repay the loan on time. Users should measure their repayment ability before using it. Know what aspects to use for income returns. Chongqing Yonghui Small Loan Co., Ltd. was established on April 25, 2017. The registration address is located on the 9th floor, No. 11, Panxi Qizhi Road, Jiangbei District, Chongqing City. The shareholder is Yonghui Yunjin Technology Co., Ltd. The business scope includes various loans, bill discounting, asset transfer, equity investment with own funds, etc.

To sum up, credit payment is not only a sweet and delicious cake, but also a sword hanging over the head. For new and old players in the field of credit payment, if they want to get this sweet point, you need to clarify your responsibilities. In addition, when the first batch of entrants such as Baitiao and Huabei have enjoyed the first round of dividends and have unshakable advantages, they should also start thinking about how to build a more powerful system and expand more Scenarios to provide users with a better experience.