As a small P2P we borrowed, it is great to be clear once the funds are plentiful, but not all institutions allow it. As CreditEase, prepayment is definitely welcome, so is there any discount for prepayment by CreditEase?

At present, except for some small credit companies, loans with a slightly larger amount are not allowed to be repaid within a certain period of time, even banks. Some banks stipulate that prepayment is not allowed within three months, and some banks stipulate that prepayment is not allowed within 1 year, so is CreditEase. However, in the face of different repayment products of CreditEase, the stipulated repayment time is different. This should be stated in the contract, you can have a look.

In addition, there is no discount for prepayment. Generally speaking, early repayment is a unilateral breach of contract, not only there is no discount, but also a penalty of 3% to 5%, so friends who need to repay in advance should calculate first and then consider.