The loan interest rate of Industrial Bank varies according to the loan type and the credit rating of customers. Personal loans of Industrial Bank include Xingshan loans, Shangxingshan loans, commercial loans, personal first-hand housing loans, personal second-hand housing loans, Xingye Xinghui loans, pledge loans and revolving loans. The minimum loan interest rate is 2.75% to 4.9%.
In addition, Industrial Bank's personal housing loan interest rate can be as low as LPR (loan market quotation) minus 20 basis points, and the second home loan interest rate can be as low as LPR plus 60 basis points.