If you want to change the payment method, you must get the consent of the other party. However, it is acceptable for ordinary owners to change the loan into full payment, which can also shorten the trading time limit. Generally, it is necessary to change the contents of the contract and sign the corresponding agreement, and then you can pay taxes and transfer the ownership. Although you don't lend, you have to go to the provident fund to cancel the loan procedure.
Hope to adopt!