1. Contact the lending institution: First, contact the lending institution and ask why the money is required to be transferred to the personal account. Knowing their policies and regulations is the first step to solve the problem.
2. Confirmation of legality: verify whether the lending institution is legally registered and file it with the relevant regulatory authorities. Make sure to deal with formal institutions to avoid fraud or risk.
3. Understand the terms of the contract: carefully check the repayment methods and details in the loan agreement. Determine whether there is a clear rule that money must be transferred to a personal account. If there are no relevant regulations, you can propose a more suitable repayment method to the lending institution.
4. Seek professional help: If necessary, seek professional advice from a lawyer or financial adviser. They can evaluate your situation and give specific solutions.
5. Alarm handling: If the lending institution is found to be suspected of illegal acts or fraud, it should report the case to the local police and provide all relevant evidence.
Summary:
If the online loan requires you to transfer the repayment amount to your personal account, you should contact the lending institution to understand its policies and regulations. At the same time, verify the legitimacy of the lending institution and carefully review the loan agreement. If necessary, seek professional help or call the police. It is very important to protect your rights and interests.