Method:
First, tell your family the truth. You don't need their support, but make them feel that you can handle this by yourself. Parents, in particular, can't stand language intimidation. If it's the other half, then talk it over. If you have other plans, you should understand. But it's impossible. My wife is still suffering with me.
Second, to ensure a stable job, with a job, there will be a stable income. This is very important, but it needs to be explained in advance. Some companies may make you unemployed because of phone calls or other reasons, so how to ensure a stable job needs something.
Third, plan a stable income according to the actual situation, first arrange the most basic food, clothing, housing and transportation, and leave a small part for emergencies. I don't want any enjoyment, high-end food and drink, and high-end clothes.
Fourth, if100000 is a platform, then take the initiative to make a phone call to negotiate, and you can negotiate to repay only the principal (no doubt, I have done a lot), but whether you can negotiate depends on your thinking and language skills when communicating. If there are multiple platforms, give priority to the credit information, and give priority to the platforms in the credit information that meet your plan. Deal with it one by one, don't do it everywhere, that won't do. All communication will be recorded and evidence will be preserved. Be careful what you say, don't be impulsive and don't jump into their language trap.
Fifth, don't borrow money to fill the hole, and don't trust repayment. All this is useless, and it will only get deeper and deeper.
Finally, and most importantly, calm your mind. There is no quick way to find money or pay it back. There are problems behind those so-called quick ways. So, don't think about digging for gold with a hoe. Take your time. One hundred thousand is not much. When I had more, I was 70 pounds short. Everything is too slow. 70% has been processed now. I am not a theorist.
I hope you will go ashore as soon as possible. If you have any other questions, you can contact me and discuss them together.
How fast does it go? A month? Half a year? Or a year? The term determines how you repay the loan.
Ordinary people without assets, skills and resources, forget it, just look at the next one. If you have certain conditions, you might as well try the following methods:
First of all, you can use assets to realize debt repayment. The premise is that you have assets that can be realized immediately, such as gold, jewelry, antiques, cars, real estate, securities, equipment, inventory and intellectual property. You can handle one or several projects at will.
Secondly, advance labor remuneration to pay off debts. If you are an expert in your own industry, you can apply for a senior position in the relevant company and negotiate with your boss to pay off your debts in advance. It depends on your contacts, industry status and credibility. It is estimated that it is difficult for ordinary people to do this.
Third, exchange customer resources for income to pay off debts. If you have certain industry customer resources, you can consider finding a sales job. For example, if you sell a house and sell one or three suites in a big city, the commission will exceed 654.38 million. There are many similar high commission industries, depending on whether you have customer resources that can make a quick deal.
There is another way, unexpected income. Ha ha! With luck, 2 yuan can achieve it. (Just kidding)
If you want to pay off the debt of 6,543,800 yuan within half a year, you will have to pay off more than 654.38+ 065.438+00,000 yuan in total according to the average monthly interest rate of online loans of 2 points, which is almost 20,000 yuan per month. To be honest, it's a bit difficult for ordinary people. However, there are also some methods:
1, find a job with a monthly salary above 15000, and do some sideline work after work. This salary level depends on your own ability. There are still many projects that can be done in the sideline of about 5,000 yuan: driving, running errands, setting up stalls and running takeout. As long as you work hard, this flexible sideline can be realized.
2. Run amok. That is, pulling goods for guerrilla sales. Premise, there are trucks or vans, and there are high-quality and low-cost sources. For example, take a cart of fruits to sell at the entrance of the community and the urban-rural fringe during the day, and sell them in squares and supermarkets with large traffic at night. In good times, a profit of one or two thousand a day is not a problem. Excluding expenses, there are still hundreds of gains every day.
3. Set up a snack night market stall. At night, set up stalls around the entrance and exit of the school to make snacks, fried rice, fried pot stickers, fried chicken barbecue, hand-grabbed cakes, mala Tang, duck neck, ..., and there are many products to choose from. Excluding the cost of materials and booth, it is no problem to earn hundreds of thousands of dollars a day.
Under this time requirement, it is much simpler. Find a job with a salary of not less than 5000, do some sideline work after work, and stick to it without being lazy, and there is no big problem.
In short, there is no need to be afraid of debt. What you are afraid of is to be eager for success and dream of reaching the sky in one step. In that case, it is difficult to settle down to work or start a business.
I'm just like you. There is no quick way to make money. If there is, it is a lie. Now that it's happened, and it's still not paid, we should owe it first, find a job well, increase our income, and then find a way to pay it back slowly.
Working in a factory is not recommended. You can set up stalls to make snacks in places with large traffic, with low cost and high profit. As long as you are willing to endure hardships, it is absolutely no problem to earn hundreds of thousands in a year or two.
I hate people who can't repay and borrow money, and people who cry for land after the deadline.
I still remember that a few years ago, it was reported that many young college students were influenced by the concept of consumption ahead of time and began to borrow money to spend ahead of time. The private lending platform saw the potential of college students' consumption and borrowing, and flooded into the campus to publicize and encourage college students to borrow money. Many college students borrowed campus loans and finally failed. Because campus loans are usurious, many young people's lives are ruined because they borrowed 1 10,000 and finally paid back110,000.
Fortunately, the state has vigorously rectified this illegal online loan and does not allow online lending platforms to enter the campus.
However, there are still many young people in society who have advanced consumption concepts to borrow online loans, such as buying new Apple mobile phones and other electronic products, entertainment consumption and so on. But when their money ran out, they couldn't pay back the principal and interest. Finally, they were urged to collect it, and even their relatives and friends were disturbed by the collection. Although violent collection is illegal, it does not prevent many collection companies from exploiting legal loopholes!
Whatever you do, you should do what you can. People who borrow online loans to spend in advance should not be pitied.
Well, after the condemnation, let's talk about how to pay back the money! Looking for a job, of course People who dare to owe online loans certainly have no great skills. If they can't find a decent job, then they will do the most basic jobs, such as delivery, express delivery and dry construction, which are relatively profitable and have no threshold.
If you are determined to do two or three jobs every day, you can pay back the money within two years, but can you make up your mind?
If relatives and friends at home can borrow money, they can pay it back first, and then make a debt repayment plan to return it to their friends, but generally they won't come here to ask if they have the conditions, so make sure the home page first and then develop a sideline.
Sideline first consider what you are good at, and then develop into your own sideline. If not, you can consider learning a skill and then taking it as a sideline in the future, but in the meantime, you can consider the following points:
1. Part-time job: Children's colleges generally need to be pushed. You can consider taking a part-time job (front desk or billing) or talking about selling cards, because general institutions mainly rely on recommendation. If parents recommend themselves, institutions generally will not refuse, that is, to introduce reliable institutions, which children really need;
2. Pick up and drop off children for part-time jobs: how much money per week, or how much money per day, depends on the local level;
3. Selling food at the community gate: If you can cook by yourself, you can do it yourself, sell it at the community gate, or negotiate to sell it in the community;
4. Nutrition Aesthetics: This is a long-term part-time job about health. If necessary, you can give me a detailed explanation in private.
5. Exchange resources: My master taught me that if he travels anywhere, he will sell local things to his own city, so that the basic travel expenses will come back. You can see what resources your city has and then sell them to other places.
6. Wake-up service: or other services you can think of;
7. Brand part-time: milk, yogurt, wine and water brands in big supermarkets or crowded places, please work part-time on Saturdays, Sundays or holidays. If you have time, you can recommend or check your circle of friends on the recruitment website;
8. McDonald's, KFC, Metro, Box Horse and other places also need part-time jobs. In some places, the daily salary or hourly salary is good and can be considered.
Use the transition time to learn a skill, because the specialty is developed, and the speed of earning food will be faster.
Everyone is not good at it at first, but they have to bow their heads for a while, and then the future will get better and better. Don't consider any difficulties. If you think about it, you just can't. Wait till you do it!
Find a tuyere project, not only can you return your money in a month, but you can also earn a lot.
Why do you owe 65,438+10,000 yuan in online loans? Because your thinking is wrong, you should ask how to earn 65438+ ten thousand yuan quickly. Although they are all 65438+ million, the result of your thinking is completely different. There are many ways to earn 654.38 million yuan. Even if I go to work, it will basically take 1-2 years. If you have skills and are willing to endure hardships, maybe half a year will be enough. After earning 65438+ 10,000, are you still afraid of owing 65438+ 10,000? If you want to pay off your debts, you must be robbing Peter to pay Paul, and you are depressed every day. But if your motivation and thinking are to make more money, then the state is definitely different and it is a positive trend. This is why some people are in debt of 65.438 billion+,while others put down their bodies completely and work hard.
Calm down, find a stable job and pay it off as soon as possible. Let's go
Online loan is equal principal and interest.
Before long, you will try to turn it into interest first, and then into capital.