Loan amount, loan term, interest rate type, interest rate level, repayment method, repayment period, loan insurance, collateral evaluation and application conditions.

1, loan amount: the core of the loan scheme, that is, the amount to be loaned.

2. Loan term: The loan term of a loan is usually 5 years, 65,438+00 years, 65,438+05 years, 20 years, 25 years, 30 years, etc.

3. Interest rate type: the type of loan interest rate, including fixed interest rate and floating interest rate.

4. Interest rate level: The interest rate level of loans depends on different interest rate types and market conditions.

5. Repayment method: The repayment method of the loan includes matching principal and interest, average capital and monthly interest payment.

6. Repayment cycle: usually once a month or once a quarter.

7. Loan insurance: optional loan insurance, including loan personal accident insurance, death insurance of the lender, repayment guarantee insurance during the loan period, etc.

8. Collateral evaluation: the evaluation of the collateral required for the loan, including the evaluation value and the evaluation institution.

9. Application conditions: the conditions of loan application, including age, income, credit history and other requirements.