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How to apply for a small loan in Guangzhou?
Conditions for applying for small loans in Guangzhou:

1, Chinese mainland residents aged 18;

2. Have a stable address and work or business place;

3. Have a stable source of income;

4. Without a bad credit record, the loan cannot be used for stock trading or gambling.

5. Being able to provide legal, effective and reliable guarantee recognized by the bank;

6. Other conditions required by the bank.

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When applying for a small loan in Guangzhou, the borrower shall provide the following information to the lender:

1, loan application approval form;

2. My valid ID.

3. Valid proof of address

4. Proof of stable income

Microfinance process:

1. Apply for a loan from the bank,

2. After the acceptance of the bank, evaluate the value of the mortgaged property and approve the loan amount according to the evaluated value;

3. Sign a loan contract, etc.

4. Apply for real estate mortgage registration;

5. Bank loans.

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