One of the husband and wife had real estate before marriage and never borrowed money. After marriage, the other party wants to buy another house. Is it the second suite? Can I get a provident fund loan? If you have a room before marriage, you can buy a second suite even if you have a first suite after marriage! The second suite policy is that the down payment ratio will increase. Loans will also be limited by the amount and interest. As for whether you can apply for housing provident fund loans, it depends on your local regulatory policies, which vary from place to place! I suggest you go to the local housing provident fund management center or your bank for consultation!