The interest of online business loans will be calculated according to the loan principal, loan term, interest rate and other factors. Suppose the annual interest rate is 12.6% (daily interest rate is 0.035% converted into annual interest rate, and 360 days is equal to 0.035%), and the loan interest of 30,000 yuan is 30,000 *12.6% = 3,780 yuan. Online merchant loan is an operating loan product launched by online merchant banks, mainly for small and micro enterprises and individual entrepreneurs. Provide convenient online loan services to help users solve the problem of capital turnover. Through online commercial loans, users can apply for loans for business turnover and expansion of production.