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How do office workers borrow 30 thousand?
What are the requirements for applying for a small loan of 30,000 yuan for postal savings?

Many users are consulting. What are the requirements for applying for a loan of 30,000 yuan at the Postal Savings Bank? After consulting relevant information, I found that there are many loan products of Postal Savings Bank. If you want to apply for a quota of 30 thousand, you can have the following options.

First, make good use of it and repay it-personal business loans

The maximum loan for farmers is 50,000 yuan, and the maximum loan for merchants is 654.38+10,000 yuan;

This kind of loan is relatively small, suitable for farmers and private entrepreneurs engaged in production, trade and other activities, and the main users are related to production and operation.

Application conditions:

1, the age meets the requirements, 18-60 years old;

2. Good personal credit

3. The purpose of the loan is related to agricultural planting, breeding and rural economic development, or private entrepreneurs engaged in production and trade activities.

If you meet the above conditions, you can apply for this loan. If you have good qualifications and complete licenses, you can apply for a loan of 30,000 yuan.

Second, Schwab Mei Jia-Personal Credit Consumer Loan

This loan, which is mainly used for consumer purposes, does not need mortgage guarantee for pure credit, and the maximum amount is 654.38+00,000.

Application conditions:

1, age 18-60 years old;

2. Good personal credit;

3. Office workers with stable jobs;

The amount is very high. As long as it meets the requirements, it should be no problem to apply for 30 thousand yuan. The loan product can be used to pay for car purchase, parking space purchase, decoration, education, marriage, tourism and other purposes.

Can I get an unsecured loan? I want to borrow 30 thousand yuan.

Loans can be divided into credit loans and mortgage loans according to whether they are mortgaged or not.

1, credit loans are suitable for office workers with stable income and good credit without assets. If you often deal with banks, you can apply for credit loans such as China Merchants Bank's lightning loan and Agricultural Bank's online loan, and apply directly on your mobile phone, which is fast.

2. Mortgage loan is suitable for borrowers with assets as collateral. Office workers, freelancers and self-employed individuals can go to the bank as long as their income is stable, they have no bad credit record and the collateral has realized value. The maximum loan amount is 80% of the collateral.

Pay attention to the repayment on time after handling the mortgage loan, otherwise the collateral may be disposed of by the bank and the borrower will not get it back.

Second, ask relatives and friends for help.

If parents, brothers and sisters and other relatives are rich, they can lend themselves 30 thousand, which is generally not a big problem.

However, if relatives have no money and many relatives, colleagues and friends around them have a good family, they can also borrow money from them. In order to show sincerity, you must write a debit note, remember that the loan amount must be capitalized in Chinese characters, and the longer the repayment time, the better. If there is interest, you must specify the interest-bearing method and so on.

What kind of online loan can be loaned to around 30,000? They did it by strength!

In normal life, many people need to solve the financial problem by handling online loans. For ordinary people, it is quite common to apply for a loan of about 30 thousand. So, what kind of online loan can be loaned to around 30,000? After some understanding, I found some platforms that can lend about 30,000 yuan, and I would like to introduce them to you here.

The platforms to be introduced to you are: Renren Loan, Jiaying Loan, Ping An Pratt & Whitney, and Money Raising. These four platforms are unambiguous to qualified friends and can quickly complete the next paragraph.

Peer to peer loan

Renren loan is a well-known online lending platform. The monthly rate is as low as 10 minute to complete the audit and 1 hour to complete the loan. The loan amount of Renren loan can reach 200,000 yuan, with complete information and good credit.

Registration conditions: (1) age between 22 and 60; (2) Personal credit information is good; (3) The mobile phone passes the real-name registration system.

Jiayingdai

Jiaying Loan is an online lending platform for office workers, with a quota of 50,000, and many people have successfully paid back about 30,000. The monthly interest rate of Jiaying Loan is as low as 30 minutes.

Application conditions: (1) the person who pays the provident fund; (2) Personal credit has no serious stain.

Ping an pu hui

Ping An Pratt & Whitney is an online loan platform owned by China Ping An, with many loan products. Ping An Pratt & Whitney has I loans with a loan amount of up to 50,000 yuan and O2O loans with a loan amount of up to 300,000 yuan. And the loan forms are very rich.

Application conditions: (1) must be at least 23 years old; (2) Have a stable personal income.

Raise money for consumption

Raising money is a powerful online lending platform, funded by Zhongyuan Consumer Finance under Zhongyuan Bank. The withdrawal loan amount can reach 200 thousand, and the daily interest rate is so low that it can be recycled within one year

Application conditions: (1) high-quality enterprise employees; (2) Have certain working hours.