In daily life, if people need to buy real estate or vehicles, they may choose to apply for a bank loan. If the loan interest rate is higher, it will undoubtedly be a new problem for loan applicants. Therefore, the level of loan interest rates is very important. The following is the relevant content of each bank’s loan interest rate in 2022.
List of loan interest rates of various banks in 2022
1. Central Bank: The interest rate for six months (including six months) is 4.35%, and the interest rate from six months to one year (including one year) The interest rate is 4.35%, the interest rate for one to three years (including three years) is 4.75%, the interest rate for three to five years (including five years) is 4.75%, the interest rate for more than five years is 4.9%, and the interest rate for housing provident fund loans is less than five years (including five years). The interest rate is 2.75%, and the interest rate for more than five years is 3.25%;
2. Industrial and Commercial Bank of China: The interest rate is 4.35% for six months (including six months), and the interest rate is 4.35% for six months to one year (including one year). The interest rate is 4.35%, the interest rate for one to three years (including three years) is 4.75%, the interest rate for three to five years (including five years) is 4.75%, the interest rate for more than five years is 4.9%, and the interest rate for housing provident fund loans is less than five years (including five years). ) The interest rate is 2.75%, and the interest rate for more than five years is 3.25%;
3. Agricultural Bank of China: The interest rate is 4.35% for six months (including six months), and the interest rate is 4.35% for six months to one year (including one year). ) interest rate is 4.35%, one to three years (including three years) the interest rate is 4.75%, three to five years (including five years) the interest rate is 4.75%, more than five years the interest rate is 4.9%, housing provident fund loan less than five years (including five years) the interest rate is 4.75% The interest rate for six months (including six months) is 2.75%, and the interest rate for more than five years is 3.25%;
4. China Construction Bank: the interest rate for six months (including six months) is 4.35%, and the interest rate for six months to one year (including one year) is 4.35%. The interest rate is 4.35% for one year), the interest rate for one to three years (including three years) is 4.75%, the interest rate for three to five years (including five years) is 4.75%, the interest rate for more than five years is 4.9%, and the interest rate for housing provident fund loans for less than five years (including five years) is 4.9%. The interest rate for five years is 2.75%, and the interest rate for more than five years is 3.25%;
5. Bank of China: the interest rate for six months (including six months) is 4.35%, and the interest rate for six months to one year (inclusive) One year) the interest rate is 4.35%, one to three years (including three years) the interest rate is 4.75%, three to five years (including five years) the interest rate is 4.75%, more than five years the interest rate is 4.9%, housing provident fund loan less than five years ( The interest rate for five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
6. Bank of Communications: the interest rate for six months (including six months) is 4.35%, and the interest rate is 4.35% for six months to one year ( The interest rate is 4.35% for one year (including one year), 4.75% for one to three years (including three years), 4.75% for three to five years (including five years), 4.9% for more than five years, and 4.9% for housing provident fund loans of less than five years. The interest rate for six months (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
7. China Merchants Bank: The interest rate for six months (including six months) is 4.35%, and the interest rate is 4.35% for six months to one year. (One year inclusive) the interest rate is 4.35%, one to three years (including three years) the interest rate is 4.75%, three to five years (including five years) the interest rate is 4.75%, the interest rate for more than five years is 4.9%, housing provident fund loan for five years The interest rate for the following (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
8. China CITIC Bank: The interest rate for six months (including six months) is 4.35%, and the interest rate for six months to one The annual interest rate (including one year) is 4.35%, the interest rate for one to three years (including three years) is 4.75%, the interest rate for three to five years (including five years) is 4.75%, the interest rate for more than five years is 4.9%, and the interest rate of housing provident fund loans is 5%. The interest rate for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
9. China Everbright Bank: The interest rate for six months (including six months) is 4.35%, and the interest rate for six months to The interest rate for one year (including one year) is 4.35%, the interest rate for one to three years (including three years) is 4.75%, the interest rate for three to five years (including five years) is 4.75%, the interest rate for more than five years is 4.9%, housing provident fund loan The interest rate for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
10. Shanghai Pudong Development Bank: the interest rate for six months (including six months) is 4.35%, and the interest rate for six months is 4.35%. The interest rate for one year (including one year) is 4.35%, the interest rate for one to three years (including three years) is 4.75%, the interest rate for three to five years (including five years) is 4.75%, the interest rate for more than five years is 4.9%, housing provident fund The interest rate for loans less than five years (including five years) is 2.75%, and the interest rate for loans over five years is 3.25%;
11. Shenzhen Development Bank: The interest rate for six months (including six months) is 5.6%. The interest rate from one month to one year (inclusive) is 6%, the interest rate from one to three years (inclusive) is 6.15%, and the interest rate from three to five years is 6.15%
The interest rate for housing provident fund loans for less than five years (including five years) is 6.4%, and the interest rate for more than five years is 6.55%. The interest rate for housing provident fund loans for less than five years (including five years) is 4%, and the interest rate for more than five years is 4.5%;
12 , Ping An Bank: The interest rate is 4.35% for six months (including six months), the interest rate is 4.35% for six months to one year (including one year), the interest rate is 4.75% for one to three years (including three years), and the interest rate is 4.75% for three to five years. The annual interest rate (including five years) is 4.75%, and the interest rate for more than five years is 4.9%. The interest rate for housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
13. Guangfa Bank: The interest rate for six months (including six months) is 4.35%, the interest rate for six months to one year (including one year) is 4.35%, the interest rate for one to three years (including three years) is 4.75%, and the interest rate for three to three years is 4.35%. The interest rate for five years (including five years) is 4.75%, and the interest rate for more than five years is 4.9%. The interest rate for housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
14. Hua Xia Bank: The interest rate for six months (including six months) is 4.35%, the interest rate for six months to one year (including one year) is 4.35%, the interest rate for one to three years (including three years) is 4.75%, and the interest rate for three years is 4.75%. The interest rate for housing provident fund loans for less than five years (including five years) is 4.75%, and the interest rate for more than five years is 4.9%. The interest rate for housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
< p> 15. Minsheng Bank: The interest rate for six months (including six months) is 4.35%, the interest rate for six months to one year (including one year) is 4.35%, the interest rate for one to three years (including three years) is 4.75%, The interest rate for three to five years (including five years) is 4.75%, and the interest rate for more than five years is 4.9%. The interest rate for housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;16. Industrial Bank: The interest rate for six months (including six months) is 4.35%, the interest rate for six months to one year (including one year) is 4.35%, and the interest rate for one to three years (including three years) is 4.75% , the interest rate for three to five years (including five years) is 4.75%, the interest rate for more than five years is 4.9%, the interest rate for housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
17. Bank of East Asia: The interest rate for six months (including six months) is 4.35%, the interest rate for six months to one year (including one year) is 4.35%, and the interest rate for one to three years (including three years) is 4.75
18. Bank of Beijing: The interest rate for six months (including six months) is 4.35%, the interest rate for six months to one year (including one year) is 4.35%, and the interest rate for one to three years (including three years) is 4.75%, the interest rate for three to five years (including five years) is 4.75%, the interest rate for more than five years is 4.9%, the interest rate for housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%; < /p>
19. Postal Savings Bank of China: The interest rate is 4.35% for six months (including six months), the interest rate is 4.35% for six months to one year (including one year), and the interest rate is 4.35% for one to three years (including three years). ) interest rate is 4.75%, the interest rate for three to five years (including five years) is 4.75%, the interest rate for more than five years is 4.9%, the interest rate for housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25 %;
20. Texas Bank: The interest rate for six months (including six months) is 4.35%, the interest rate for six months to one year (including one year) is 4.35%, and the interest rate for one to three years (including three years) is 4.35%. The interest rate for housing provident fund loans for less than five years (including five years) is 4.75%, the interest rate for three to five years (including five years) is 4.75%, the interest rate for more than five years is 4.9%, the interest rate for housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 2.75% 3.25%.
This article mainly writes about the knowledge points related to the loan interest rates of various banks in 2022. The content is for reference only.