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Can I buy a house in Shanghai? Couples have commercial loans to buy a house before marriage.
In Shanghai, both parties have a property owned by their parents before marriage. After marriage, they can also buy a house without restriction. Property tax is the first set, and the tax is also levied according to the first suite.

At present, in Shanghai, according to the purchase restriction policy, Shanghai registered households have no independent property houses or only one set of independent property houses under the name of husband and wife. If the number of houses owned by both husband and wife with their parents before marriage does not exceed two sets, they can buy another set, that is, Shanghai registered couples can enjoy up to two suites (excluding parents) at present, and re-buying is within the scope of purchase restriction.

According to the purchase restriction policy, non-Shanghai registered households can only buy one house and must pay personal income tax or social insurance for two years.