Generally speaking, for individuals who meet certain conditions, ICBC's car loan is relatively easy to approve. However, it should be noted that personal credit records are also one of the important factors of bank loans. If your personal credit record is not very good, then the possibility of obtaining ICBC car loan will be reduced accordingly. Therefore, before applying for a loan, it is recommended to pay attention to your credit situation and ensure a good credit record.
In addition, for ICBC car loan, the specific application conditions and lending process will be different according to factors such as regional and bank requirements. It is recommended to communicate with local ICBC outlets before specific application. At the same time, you can also learn about your situation in big data through relevant platforms, so as to make better application decisions.
Pay attention to personal credit and don't blindly apply for loans. Otherwise, once big data is spent, it will be rejected because the comprehensive score is not enough. Get a big data report in "Xiaoqi Credit Information" and clearly understand your situation in online lending big data. The database cooperates with more than 2,000 online lending platforms, and the query data is accurate and complete. You also need to pay attention to personal credit.